4419 Ruby Rd, Fayetteville, NC 28311 Property Records

Cumberland County property record for 4419 Ruby Rd, Fayetteville, NC 28311

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,062 sqft · built 1977
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$114,000 (Dec 2022)
Tax Bill	$2,080 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Sep 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0429-49-3796`

Property Details

APN / Parcel Number

Primary APN	`0429-49-3796`
Alternative APN	`0429.06493796`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,062 sqft Heated Area
1st Floor Area	1,062 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Traditional
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	132 ft deep x 95 ft wide
Garage Area	338 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4419 RUBY RD
City	FAYETTEVILLE
State	NC
Zip	28311-1851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Description	TIFFANY PINES LO:30 SE:01 BL:00000 PL:0041-0043
Legal Subdivision	TIFFANY PINES
Legal Block	49
Legal Lot Number	30
Jurisdiction	CUMBERLAND NC
Township / Civil Division	CARVERS CREEK
Census Block Group	1
Census Block	1013
Census Tract	2501

Owner

4419 Ruby Rd is owned and occupied by two individuals who bought it in December 2022.

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4419 RUBY RD, FAYETTEVILLE, NC 28311-1851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Sep 12, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2022 · Amount on File
Deed Sale	Dec 13, 2022 · Amount on File
Prior Sale	Nov 5, 2008 · Amount on File
Deed Document Number	202247925
Deed Book / Page	11635 / 63
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Dec 13, 2022
Property Address	4419 RUBY RD, FAYETTEVILLE, NC 28311-1851
Document Number	0116350063
Book / Page	11635 / 63
Map Reference	MB 41 PG 43
Instrument Date	Nov 22, 2022
Instrument	47925
Transaction Type	Transfer
Record Updated	Dec 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1052 JOHN MCMILLAN RD, HOPE MILLS, NC 28348-8402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4419 RUBY RD, FAYETTEVILLE, NC 28311-1851

Mortgage

Document Number	0000047926
Date	Dec 13, 2022
Instrument	47926

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CUMBERLAND NC
Property Address	4419 RUBY RD, FAYETTEVILLE, NC 28311-1851
Document Number	0103920216
Instrument Date	Sep 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1052 JOHN MCMILLAN RD HOPE MILLS NC 283488402, HOPE MILLS, NC 28348-8402

Mortgage

Document Number	0103920216
Date	Oct 18, 2018
Book Page	010392/000216
Instrument	30854

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2026 property tax bill for 4419 Ruby Rd was $2,080, up 0.5% from the year before.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Fayetteville City
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,080.00 (+0.48%)
2025	$2,070.00 (+50.66%)	$121,232 (+72.13%) Land $30,000 Building $91,232	$121,232 (+72.13%) Land $30,000 Building $91,232
2024	$1,374.00 (+6.59%)	$70,431 (-) Land $12,000 Building $58,431	$70,431 (-) Land $12,000 Building $58,431
2023	$1,289.00 (+12.38%)	$70,431 Land $12,000 Building $58,431	$70,431 Land $12,000 Building $58,431
2022	$1,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4419 Ruby Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4419 Ruby Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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