McHenry County property record for 4401 Giant Oak Dr, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,633 sqft · built 1932 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | Company on Record |
| Last Sale | $225,000 (Apr 2019) |
| Deeds & Mortgages | Nov 2020 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 15-30-227-007 |
| Primary APN | 15-30-227-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,633 sqft Living Area |
| Gross Area | 3,483 sqft |
| Basement Area | 895 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 48,352 sqft (1.11 acres) |
| Garage Type | Attached |
| Deck Area | 1,726 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4401 GIANT OAK DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-9740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2019R0008774 PT N PT LT 1 & GIANT OAK FOX RIVER SUB & PT NE1/4 NE1/4 |
| Legal Range | 09E |
| Legal Township | 44N |
| Legal Section | 30 |
| Legal Subdivision | GIANT OAK FOX RIVER |
| Legal Block | 227 |
| Legal Lot Number | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 870812 |
Source: McHenry County assessment roll, as of January 1, 2022
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company on Record |
|---|---|
| Mailing Address | 4401 GIANT OAK DR, MCHENRY, IL 60051-9740 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 5, 2020 | Deed of Trust, Mortgage · Line of Credit VILLAGE BANK & TRUST |
| Jul 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Apr 2, 2019 | Administrator's Deed, Transfer · ARM WINTRUST MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2019 · Amount on Record |
| Deed Sale | Apr 2, 2019 · Amount on Record |
| Prior Sale | Feb 16, 2011 · Amount on Record |
| Deed Document Number | 2019R0008774 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4401 GIANT OAK DR, MCHENRY, IL 60051-9740 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000047094 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 2020R0047094 |
| Name | VILLAGE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MCHENRY, IL 60051 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4401 GIANT OAK DR, MCHENRY, IL 60051-9740 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025028 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 2020R0025028 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 2, 2019 |
| Property Address | 4401 GIANT OAK DR, MCHENRY, IL 60051-9740 |
| Document Number | 0000008774 |
| Map Reference | MB 4 PG 28 DOC 50223 |
| Instrument Date | Mar 25, 2019 |
| Instrument | 2019R0008774 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $337.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1206 PLEASANT VALLEY, 1206, WOODSTOCK, IL 60098 |
| Name | Verified Name |
|---|---|
| Address | 1450 W BLACKHAWK DR, MOUNT PROSPECT, IL 60056-3634 |
| Document Number | 0000008775 |
|---|---|
| Date | Apr 2, 2019 |
| Instrument | 2019R0008775 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Apr 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Unified School District | Wauconda Community Unit School District 118 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Disabled Person's exemption | $127,267 Land $48,131 Building $79,136 | $381,801 Land $144,393 Building $237,408 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1999–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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