McHenry County property record for 4320 Giant Oak Dr, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,760 sqft · built 1950 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (Aug 2022) |
| Tax Bill | $8,237 (2024) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jun 2021 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 15-30-227-004 |
| Primary APN | 15-30-227-004 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,760 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Detached |
| Garage Area | 656 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 363 sqft |
| Street Address | 4320 GIANT OAK DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-9739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0027877 PT NE1/4 NE1/4 |
| Legal Block | 227 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 870812 |
Source: McHenry County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4320 GIANT OAK DR, MCHENRY, IL 60051-9739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 8, 2022 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jun 9, 2021 | Deed of Trust, Mortgage · Line of Credit MCHENRY SAVINGS BANK |
| Mar 19, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2022 · Amount on Record |
| Deed Sale | Aug 8, 2022 · Amount on Record |
| Deed Document Number | 202227877 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 8, 2022 |
| Property Address | 4320 GIANT OAK DR, MCHENRY, IL 60051-9739 |
| Document Number | 0000027877 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022R0027877 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4320 GIANT OAK DR # 4, 4, MCHENRY, IL 60051-9739 |
| Document Number | 0000027878 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 2022R0027878 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4320 GIANT OAK DR, MCHENRY, IL 60051-9739 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000031277 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 2021R0031277 |
| Name | MCHENRY SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MCHENRY, IL 60050 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 4, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 19, 2020 |
| Property Address | 4320 GIANT OAK DR, MCHENRY, IL 60051-9739 |
| Document Number | 0000009841 |
| Instrument Date | Mar 10, 2020 |
| Instrument | 9841 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4320 GIANT OAK DR MCHENRY IL 600519739, MCHENRY, IL 60051-9739 |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Unified School District | Wauconda Community Unit School District 118 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $8,237.00 | $113,385 (+21.94%) Land $16,410 Building $96,975 | $340,155 (+21.94%) Land $49,230 Building $290,925 |
| 2022 | Homeowner's exemption | $92,987 Land $13,458 Building $79,529 | $278,961 Land $40,374 Building $238,587 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1999–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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