4401 Bermuda Cir, Irvine, CA 92604 Property Records

Orange County property record for 4401 Bermuda Cir, Irvine, CA 92604

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,089 sqft · built 1971
Lot Size	0.121 acres (5,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (Oct 2021)
Tax Bill	$15,056 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`449-103-04`

Property Details

APN / Parcel Number

Primary APN	`449-103-04`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,089 sqft Living Area
Gross Area	2,519 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	5,250 sqft (0.121 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	4401 BERMUDA CIR
City	IRVINE
State	CA
Zip	92604-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 7295 BLK LOT 4
Legal Subdivision	TRACT NO 7295
Legal Tract	7295
Legal Lot Number	4
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2022
Census Tract	52526

Owner

Source: Orange County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1030 WASHINGTON PL E, SEATTLE, WA 98112-3736
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 28, 2021	Grant Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Jun 28, 2021 · Amount on Record
Deed Document Number	2021649728
Prior Transfer Date	Jun 22, 2021
Prior Transfer Doc	0000421573
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 25, 2021
Property Address	4401 BERMUDA CIR, IRVINE, CA 92604-2233
Document Number	0000649728
Map Reference	MB 273 PG 33-36
Instrument Date	Sep 23, 2021
Instrument	2021000649728
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1030 WASHINGTON PL E, SEATTLE, WA 98112-3736
Investor	Possibly a Property Investor

Mortgage

Document Number	0000649729
Date	Oct 25, 2021
Instrument	2021000649729

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 28, 2021
Property Address	4401 BERMUDA CIR, IRVINE, CA 92604-2233
Document Number	0000421574
Map Reference	MB 273 PG 33-36
Instrument Date	Jun 17, 2021
Instrument	2021000421574
Transaction Type	Transfer
Record Updated	Jul 8, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24881 ALICIA PKWY # 227, 227, LAGUNA HILLS, CA 92653-4617

Mortgage

Document Number	0000421575
Date	Jun 28, 2021
Instrument	2021000421575

Lender

Name	LENDINGHOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,461,282 (+2%) Land $1,319,934 Building $141,348
2025	$15,056.00 (+2.1%)	$1,432,630 (+4.04%) Land $1,294,053 Building $138,577
2024	$14,747.00
2023		$1,377,000 Land $1,243,803 Building $133,197
2022	$14,102.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber, Xfinity.

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