4372 Bermuda Cir, Irvine, CA 92604 Property Records

Orange County property record for 4372 Bermuda Cir, Irvine, CA 92604

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,089 sqft · built 1971
Lot Size	0.179 acres (7,800 sqft)
Owner	Company Name on Record
Tax Bill	$3,443 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`449-103-09`

Property Details

APN / Parcel Number

Primary APN	`449-103-09`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,089 sqft Living Area
Gross Area	2,519 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,800 sqft (0.179 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4372 BERMUDA CIR
City	IRVINE
State	CA
Zip	92604-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 7295 BLK LOT 9
Legal Subdivision	TR 7295
Legal Tract	7295
Legal Lot Number	9
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2022
Census Tract	52526

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4372 BERMUDA CIR, IRVINE, CA 92604-2233
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Jun 18, 2018	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Jun 18, 2018	Quit Claim Deed, Transfer NEXTITLE A TITLE AND ESCROW COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 13, 2018
Transfer Doc	0000221912
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	May 21, 2026
Property Address	4372 BERMUDA CIR, IRVINE, CA 92604-2233
Document Number	0000146228
Instrument Date	May 18, 2026
Instrument	2026146228
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	4372 BERMUDA CIR, IRVINE, CA 92604-2233

Mortgage

Document Number	0000146228,
Date	May 21, 2026
Instrument	2026146228

Lender

Name	COMERICA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 18, 2018
Property Address	4372 BERMUDA CIR, IRVINE, CA 92604-2233
Document Number	0000221909
Instrument Date	May 16, 2018
Instrument	221909
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	NEXTITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4372 BERMUDA CIR IRVINE CA 926042233, IRVINE, CA 92604-2233

Mortgage

Document Number	221910
Date	Jun 18, 2018
Instrument	221910

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 17, 2033

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 18, 2018
Property Address	4372 BERMUDA CIR, IRVINE, CA 92604-2233
Document Number	0000221912
Instrument Date	May 16, 2018
Instrument	221912
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	NEXTITLE A TITLE AND ESCROW COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4372 BERMUDA CIR IRVINE CA 926042233, IRVINE, CA 92604-2233

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$323,193 (+2%) Land $138,403 Building $184,790
2025	$3,443.00 (+5.1%) Homeowner's exemption	$316,856 (+4.04%) Land $135,689 Building $181,167
2023	$3,276.00 (+2.15%) Homeowner's exemption	$304,553 Land $130,420 Building $174,133
2022	$3,207.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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