4401 20th Pl SW, Naples, FL 34116 Property Records

Collier County property record for 4401 20th Pl SW, Naples, FL 34116

Property Summary

Property TypeSingle Family Home
Details1,427 sqft · built 1969
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Feb 2025)
Tax Bill$1,141 (2025)
Deeds & MortgagesJan 2026 Mortgage
Apr 2023 Line of Credit
Flood ZoneZone AH (high risk)
APN321400 32 244B22

Property Details

APN / Parcel Number

Primary APN321400 32 244B22
Alternative APNs
  • 3575528000106890032244
  • 35755280001

Interior

Stories1 Story
Building Area1,427 sqft Living Area
1st Floor Area1,427 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Construction TypeMasonry / Concrete Block
Lot Area11,326 sqft (0.26 acres)

Location & Zoning

Street Address4401 20TH PL SW
CityNAPLES
StateFL
Zip34116-6417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-3
Legal DescriptionGOLDEN GATE UNIT 2 BLK 32 LOT 24
Legal Range26
Legal Township49
Legal Section22
Legal SubdivisionGOLDEN GATE CITY UNIT 2
Legal Tract321400
Legal Block32
Legal Lot Number24
Legal Unit2
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1010
Census Tract10421

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4401 20TH PL SW, NAPLES, FL 34116-6417
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2026Deed of Trust, Mortgage · FHA Mortgage
AMERIHOME MORTGAGE COMPANY LLC
Apr 5, 2023Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 6, 2025 · Amount on Record
Deed SaleFeb 6, 2025 · Amount on Record
Prior SaleDec 8, 2010 · Amount on Record
Deed Document Number20256641781
Deed Book / Page6437 / 920
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address4401 20TH PL SW, NAPLES, FL 34116-6417
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4401 20TH PL SW, NAPLES, FL 34116-6417

Mortgage

Document Number0065413727
DateJan 2, 2026
Book Page6541/3727
Instrument6769911
Lender
NameAMERIHOME MORTGAGE COMPANY LLC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address4401 20TH PL SW, NAPLES, FL 34116-6417
Transaction TypeMortgage
Record UpdatedApr 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4401 20TH PL SW, NAPLES, FL 34116-6417

Mortgage

Document Number0062323147
DateApr 5, 2023
Book Page6232/3147
Instrument6385093
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 4, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$348,061 (+192.7%) Land $209,406 Building $138,655$348,061 (+9.61%) Land $209,406 Building $138,655
2025$1,141.00 (+8.98%)$118,915 (+5.99%)$317,554 (-8.04%) Land $152,074 Building $165,480
2023$1,047.00 (+1.16%) Homeowner's exemption$112,198 (+3%)$345,322 (+19.84%) Land $245,658 Building $99,664
2022$1,035.00 Homeowner's exemption$108,930$288,144 Land $187,315 Building $100,829

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 175 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies183 units insured
incl. 8 condo units
Nearby Flood Claims5 (2017–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Ripple Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications.

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