4397 20th Pl SW, Naples, FL 34116 Property Records

Collier County property record for 4397 20th Pl SW, Naples, FL 34116

Property Summary

Property Type	Single Family Home
Details	2,159 sqft · built 1967
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$273,000 (Feb 2017)
Tax Bill	$3,699 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`321400 32 234B22`

Property Details

APN / Parcel Number

Primary APN	`321400 32 234B22`
Alternative APNs	`3575524000906890032234` `35755240009`

Interior

Stories	1 Story
Building Area	2,159 sqft Living Area
1st Floor Area	2,159 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Lot Area	11,326 sqft (0.26 acres)

Location & Zoning

Street Address	4397 20TH PL SW
City	NAPLES
State	FL
Zip	34116-6415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	GOLDEN GATE UNIT 2 BLK 32 LOT 23 OR 1546 PG 1774
Legal Range	26
Legal Township	49
Legal Section	22
Legal Subdivision	GOLDEN GATE CITY UNIT 2
Legal Tract	321400
Legal Block	32
Legal Lot Number	23
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1010
Census Tract	10421

Owner

Source: Collier County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4397 20TH PL SW, NAPLES, FL 34116-6415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2017 · Amount on Record
Deed Sale	Feb 28, 2017 · Amount on Record
Prior Sale	Jan 4, 2011 · Amount on Record
Deed Document Number	20175372156
Deed Book / Page	5366 / 2514
Prior Transfer Date	Aug 3, 2009
Prior Transfer Doc	0004326607
Record Updated	Oct 29, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 28, 2017
Property Address	4397 20TH PL SW, NAPLES, FL 34116-6415
Document Number	0053662514
Book / Page	005366 / 002514
Instrument Date	Feb 23, 2017
Instrument	5372156
Transaction Type	Transfer
Record Updated	Mar 17, 2017
Title Company	FLORIDA UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,911.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4397 20TH PL SW NAPLES FL 341166415, NAPLES, FL 34116-6415

Mortgage

Document Number	53662516
Date	Feb 28, 2017
Book Page	005366/002516
Instrument	5372157

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,716 (+2.7%)	$451,059 (-2.35%) Land $210,258 Building $240,801
2025	$3,699.00 (+6.75%) Homeowner's exemption	$345,390 (+5.99%)	$461,909 (-14.89%) Land $153,361 Building $308,548
2024	$3,465.00 (+1.38%)
2023	$3,418.00 (-1.67%) Homeowner's exemption	$325,880 (+3%)	$542,713 (+10.57%) Land $247,737 Building $294,976
2022	$3,476.00 Homeowner's exemption	$316,388	$490,834 Land $188,899 Building $301,935

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 175 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	183 units insured incl. 8 condo units
Nearby Flood Claims	5 (2017–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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