3881 Trout Gulch Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 3881 Trout Gulch Rd, Aptos, CA 95003

Property Summary

Property Type	Recreational Vacant Land
Details	5 bd · 4 ba · 4,556 sqft · built 1991
Lot Size	3.02 acres (131,682 sqft)
Owner	2 Trust Names on File
Last Sale	$1,950,000 (Aug 2021)
Tax Bill	$24,261 (2025)
Deeds & Mortgages	Feb 2026 Transfer Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-051-48`

Property Details

APN / Parcel Number

Primary APN	`105-051-48`
Alternative APN	`105-051-48-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Building Area	4,556 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Roof Material	Tile
Lot Area	131,682 sqft
Terrain	Steep
View / Lot	Mountain
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	376 sqft
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3881 TROUT GULCH RD
City	APTOS
State	CA
Zip	95003-2610
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	SU
Legal Description	PARCEL MAPS B PG 50 PCL 60
Legal Subdivision	PM50 60
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1000
Census Tract	122002

Owner

3881 Trout Gulch Rd, recreational vacant land, is held in a trust since August 2021.

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	3881 TROUT GULCH RD, APTOS, CA 95003-2610
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Intrafamily Transfer, Transfer
Aug 5, 2021	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jun 16, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2021 · Amount on File
Deed Sale	Aug 5, 2021 · Amount on File
Prior Sale	Sep 10, 2010 · Amount on File
Deed Document Number	202141130
Prior Transfer Date	May 24, 2021
Prior Transfer Doc	0000033142
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 3, 2026
Property Address	3881 TROUT GULCH RD, APTOS, CA 95003-2610
Document Number	0000002342
Map Reference	VOL 50 PG 80
Instrument Date	Dec 4, 2025
Instrument	2026-0002342
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3881 TROUT GULCH RD, APTOS, CA 95003-2610

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 5, 2021
Property Address	3881 TROUT GULCH RD, APTOS, CA 95003-2610
Document Number	0000041130
Map Reference	VOL 50 PG 60
Instrument Date	Aug 4, 2021
Instrument	2021-0041130
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3881 TROUT GULCH RD, APTOS, CA 95003-2610

Mortgage

Document Number	0000041131
Date	Aug 5, 2021
Instrument	2021-0041131

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 16, 2021
Property Address	3881 TROUT GULCH RD, APTOS, CA 95003-2610
Document Number	0000033142
Map Reference	VOL 50 PG 60
Instrument Date	May 24, 2021
Instrument	2021-0033142
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3881 TROUT GULCH RD, APTOS, CA 95003-2610

Tax Assessment & Valuation

The 2025 property tax bill for 3881 Trout Gulch Rd was $24,261.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,110,742 (+2%) Land $1,190,675 Building $920,067
2025	$24,261.00	$2,069,356 Land $1,167,329 Building $902,027
2023	$22,249.00 (+1.82%)	$1,989,000 Land $1,122,000 Building $867,000	$1,893,240
2022	$21,852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3881 Trout Gulch Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3881 Trout Gulch Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROUT GULCH MUTUAL WATER COMPANY private · serves 614 people · EPA ID CA4400502
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Etheric Networks, T-Mobile.

Cell Coverage

No cell data coverage reported

Nearby Properties on Trout Gulch Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures