Hamilton County property record for 4400 Tower Ave, Cincinnati, OH 45217
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 4 ba · 2,610 sqft · built 1913 |
| Lot Size | 0.169 acres (7,362 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Sep 2018) |
| Tax Bill | $5,006 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Sep 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 582-0011-0001-00 |
| Primary APN | 582-0011-0001-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,610 sqft Finished Area |
| 1st Floor Area | 1,167 sqft |
| 2nd Floor Area | 1,063 sqft |
| Attic | Attic |
| Attic Area | 380 sqft |
| Basement Area | 1,063 sqft |
| Year Built | Built 1913 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 7,362 sqft (0.169 acres) |
| Lot Dimensions | 139 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 153 sqft |
| Patio Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4400 TOWER AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45217-1749 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | TOWER AVE 50 X 139PT LOT 1 SCHROEDERS1ST SUB |
| Legal Subdivision | SCHROEDERS 1ST SUB |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ST. BERNARD |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 25800 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 277 RITCHIE AVE, CINCINNATI, OH 45215-2036 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2022 | Deed of Trust, Mortgage · Line of Credit SPRING VALLEY BANK |
| Sep 14, 2018 | Deed of Trust, Mortgage · Line of Credit SPRING VLY BK |
| Sep 18, 2018 | Warranty Deed, Transfer · Line of Credit SPRING VALLEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2018 · Amount on Record |
| Deed Sale | Sep 18, 2018 · Amount on Record |
| Deed Document Number | 0000083146 |
| Deed Book / Page | 13755 / 02560 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4400 TOWER AVE, CINCINNATI, OH 45217-1749 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 277 RITCHIE AVE, CINCINNATI, OH 45215-2036 |
| Document Number | 0000073666 |
|---|---|
| Date | Jul 27, 2022 |
| Book Page | 14717/816 |
| Instrument | 2022-0073666 |
| Name | SPRING VALLEY BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4400 TOWER AVE, CINCINNATI, OH 45217-1749 |
| Document Number | 0000085518 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 277 RICHIE AVE CINCINNATI OH 45215, CINCINNATI, OH 45215 |
| Document Number | 0000085518 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 013760/002110 |
| Instrument | 85518 |
| Name | SPRING VLY BK |
|---|---|
| Type | Bank |
| Address | WYOMING, OH 45215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 24, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 18, 2018 |
| Property Address | 4400 TOWER AVE, CINCINNATI, OH 45217-1749 |
| Document Number | 0000083146 |
| Book / Page | 13755 / 02560 |
| Map Reference | MB 1 PG 288 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 2018-0083146 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 277 RITCHIE AVE, CINCINNATI, OH 45215-2036 |
| Document Number | 0000083147 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 2018-0083147 |
| Name | SPRING VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2028 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | St. Bernard Village |
| Unified School District | St. Bernard-Elmwood Place City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,006.00 (+1.19%) | $79,006 (-) Land $12,051 Building $66,955 | |
| 2024 | $4,947.00 (-2.08%) | $79,006 (-) Land $12,051 Building $66,955 | |
| 2023 | $5,052.00 (+13.43%) | $79,006 (+45.63%) Land $12,051 Building $66,955 | $225,730 (+45.63%) Land $34,430 Building $191,300 |
| 2022 | $4,454.00 | $54,251 Land $9,398 Building $44,853 | |
| 2020 | $155,000 Land $26,850 Building $128,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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