4340 Tower Ave, Cincinnati, OH 45217 Property Records

Hamilton County property record for 4340 Tower Ave, Cincinnati, OH 45217

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,946 sqft · built 1926
Lot Size0.119 acres (5,184 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (May 2025)
Tax Bill$3,558 (2025)
Deeds & MortgagesMay 2025 Sale & Mortgage
Nov 2023 Foreclosure
+ 3 more
Flood ZoneZone X (minimal risk)
APN582-0014-0093-00

Property Details

APN / Parcel Number

Primary APN582-0014-0093-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,946 sqft Living Area
1st Floor Area1,023 sqft
2nd Floor Area923 sqft
Basement Area1,023 sqft

Exterior

Year BuiltBuilt 1926
Architectural StyleConventional
Exterior MaterialBrick
Lot Area5,184 sqft (0.119 acres)
Lot Dimensions125 ft deep x 40 ft wide
PorchPorch
Porch Area112 sqft
Patio Area634 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address4340 TOWER AVE
CityCINCINNATI
StateOH
Zip45217-1751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4340 TOWER AVE 40 X 125 ES TOWER AVE 80 FT S CHURCH ST
JurisdictionHAMILTON OH
Township / Civil DivisionST. BERNARD
Census Block Group4
Census Block4010
Census Tract25800

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4340 TOWER AVE, CINCINNATI, OH 45217-1751
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2025Warranty Deed, Transfer · Conventional Mortgage
CHURCHILL MORTGAGE CORP
Nov 3, 2023Sheriff's Deed, Foreclosure
Foreclosure Auction
Feb 1, 2019Deed of Trust, Mortgage · VA Mortgage
AMERICAN FINANCIAL NETWORK INC
Jan 17, 2020Deed of Trust, Mortgage · Conventional with PMI
AMERICAN FIN'L NTWK INC
Jan 14, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2025 · Amount on Record
Deed SaleMay 6, 2025 · Amount on Record
Prior SaleMay 23, 2024 · Amount on Record
Deed Document Number0000033205
Deed Book / Page15410 / 2533
Record UpdatedJun 8, 2026

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 6, 2025
Property Address4340 TOWER AVE, CINCINNATI, OH 45217-1751
Document Number0000033205
Book / Page15410 / 2533
Instrument DateMay 1, 2025
Instrument2025-0033205
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyGRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$325.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4340 TOWER AVE, CINCINNATI, OH 45217-1751

Mortgage

Document Number0000033206
DateMay 6, 2025
Instrument2025-0033206
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2055

November 2023: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionHAMILTON OH
Recording DateNov 3, 2023
Property Address4340 TOWER AVE, CINCINNATI, OH 45217-1751
Document Number0000078204
Book / Page15036 / 642
Instrument DateOct 31, 2023
Instrument2023-0078204
Transaction TypeForeclosure
Record UpdatedDec 19, 2023

Transaction

AmountAmount Recorded
Tax$148.00
Amount AccuracyFull Amount Stated
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4714 TOWER AVE, CINCINNATI, OH 45217-1326
InvestorPossibly a Property Investor

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4340 TOWER AVE, CINCINNATI, OH 45217-1751
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanyAMERICAN FINCL NETWORK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008207
DateFeb 1, 2019
Book Page13846/00125
Instrument2019-0008207
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2049

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4340 TOWER AVE, CINCINNATI, OH 45217-1751
Document Number0000016435
Instrument DateJan 17, 2020
Transaction TypeMortgage
Record UpdatedApr 17, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4340 TOWER AVE CINCINNATI OH 452171751, CINCINNATI, OH 45217-1751

Mortgage

Document Number0000016435
DateFeb 18, 2020
Book Page014106/002929
Instrument16435
Lender
NameAMERICAN FIN'L NTWK INC
AddressBREA, CA 92821
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 17, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4340 TOWER AVE, CINCINNATI, OH 45217-1751
Document Number0000011618
Instrument DateJan 14, 2020
Transaction TypeMortgage
Record UpdatedApr 17, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4340 TOWER AVE CINCINNATI OH 452171751, CINCINNATI, OH 45217-1751

Mortgage

Document Number0000011618
DateFeb 3, 2020
Book Page014096/003142
Instrument11618
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 2, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalitySt. Bernard Village
Unified School DistrictSt. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,558.00 (-1.85%)$57,901 (-) Land $10,290 Building $47,611
2024$3,625.00 (+1.91%)$57,901 (-) Land $10,290 Building $47,611
2023$3,557.00 (+27.4%)$57,901 (+64.07%) Land $10,290 Building $47,611$165,430 (+64.07%) Land $29,400 Building $136,030
2022$2,792.00 Homeowner's exemption$35,291 Land $8,026 Building $27,265
2020$100,830 Land $22,930 Building $77,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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