4400 Miami Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 4400 Miami Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 3,776 sqft · built 1910
Lot Size	1.38 acres (60,331 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Jun 2016)
Tax Bill	$9,370 (2025)
Deeds & Mortgages	Feb 2023 Transfer Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`529-0140-0042-00`

Property Details

APN / Parcel Number

Primary APN	`529-0140-0042-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,776 sqft Living Area
Gross Area	5,740 sqft
1st Floor Area	2,160 sqft
2nd Floor Area	1,616 sqft
Basement Area	1,964 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	60,331 sqft (1.38 acres)
Garage Area	156 sqft
Patio Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	4400 MIAMI RD
City	CINCINNATI
State	OH
Zip	45243-4032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIAMI RD 1.385 AC R2-T4-S10 SE
Legal Subdivision	FRANCIS K DRAKES ADD/OAKLEY
Legal Lot Number	31,32
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	3
Census Block	3011
Census Tract	24401

Owner

4400 Miami Rd is owned and occupied by two individuals who acquired it in February 2023.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4400 MIAMI RD, CINCINNATI, OH 45243-4032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Intrafamily Transfer, Transfer
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK
Jun 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK
Dec 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2016 · Amount on File
Deed Sale	Jun 23, 2016 · Amount on File
Prior Sale	Sep 8, 1997 · Amount on File
Deed Document Number	201656354
Last Transfer Date	Feb 1, 2023
Transfer Doc	0000011073
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Feb 15, 2023
Property Address	4400 MIAMI RD, CINCINNATI, OH 45243-4032
Document Number	0000011073
Book / Page	14854 / 1170
Instrument Date	Feb 1, 2023
Instrument	2023-0011073
Transaction Type	Transfer
Record Updated	Mar 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4400 MIAMI RD, CINCINNATI, OH 45243-4032

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4400 MIAMI RD, CINCINNATI, OH 45243-4032
Document Number	0000025842
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4400 MIAMI RD CINCINNATI OH 452434032, CINCINNATI, OH 45243-4032

Mortgage

Document Number	0000025842
Date	Mar 16, 2020
Book Page	014125/002012
Instrument	25842

Lender

Name	PEOPLES BK
Type	Bank
Address	MARIETTA, OH 45750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4400 MIAMI RD, CINCINNATI, OH 45243-4032
Document Number	0000048139
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4400 MIAMI RD CINCINNATI OH 452434032, CINCINNATI, OH 45243-4032

Mortgage

Document Number	0000048139
Date	Jun 18, 2019
Book Page	013941/001475
Instrument	48139

Lender

Name	PEOPLES BK
Type	Bank
Address	MARIETTA, OH 45750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 17, 2029

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4400 MIAMI RD, CINCINNATI, OH 45243-4032
Document Number	0000111135
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019
Title Company	CORPORATE SETTLEMENT SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4400 MIAMI RD CINCINNATI OH 452434032, CINCINNATI, OH 45243-4032

Mortgage

Document Number	0000111135
Date	Dec 20, 2018
Book Page	013819/000484
Instrument	111135

Lender

Name	PEOPLES BK
Type	Bank
Address	MARIETTA, OH 45750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 19, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 4400 Miami Rd was $9,370, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,370.00 (+2.28%)	$256,180 (+%) Land $160,094 Building $96,086	$731,940 Land $457,410 Building $274,530
2024	$9,161.00 (-0.15%)	$256,178 (-) Land $160,093 Building $96,085
2023	$9,175.00 (-6.4%)	$256,178 (+13.65%) Land $160,093 Building $96,085	$731,940 Land $457,410 Building $274,530
2022	$9,802.00 Homeowner's exemption	$225,401 Land $129,315 Building $96,086
2020			$644,000 Land $369,470 Building $274,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4400 Miami Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4400 Miami Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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