Hamilton County property record for 4386 Miami Rd, Cincinnati, OH 45243
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,815 sqft · built 1968 |
| Lot Size | 0.957 acres (41,687 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (May 2020) |
| Tax Bill | $8,195 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 529-0140-0043-00 |
| Primary APN | 529-0140-0043-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,815 sqft Living Area |
| Gross Area | 5,630 sqft |
| 1st Floor Area | 2,815 sqft |
| Basement Area | 2,815 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 41,687 sqft (0.957 acres) |
| Lot Dimensions | 240 ft deep x 81.3 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 4386 MIAMI RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45243-4030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MIAMI RD 81.33 X 239.96 IRR PT LOT 2-3 A L BRAMBLE EST SUB |
| Legal Subdivision | BRAMBLE EST SUB |
| Legal Lot Number | 2-3 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | THE VILLAGE OF INDIAN HILL |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 24401 |
4386 Miami Rd is owned and occupied by two individuals who bought it in May 2020.
Source: Hamilton County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4386 MIAMI RD, CINCINNATI, OH 45243-4030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Nov 4, 2022 | Transfer on Death Deed, Transfer |
| Jun 12, 2020 | Loan Modification, Mortgage · Line of Credit NORTH SIDE BK |
| May 20, 2020 | Warranty Deed, Transfer FIFTH THIRD BK NA |
| Mar 6, 2012 | Deed of Trust, Mortgage KEMBA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2020 · Amount on File |
| Deed Sale | May 20, 2020 · Amount on File |
| Prior Sale | Jun 30, 2016 · Amount on File |
| Deed Document Number | 202047440 |
| Deed Book / Page | 14172 / 1915 |
| Prior Transfer Date | Nov 13, 1995 |
| Prior Transfer Doc | 0000172692 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4386 MIAMI RD, CINCINNATI, OH 45243-4030 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000051801 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 14404/1650 |
| Instrument | 2021-0051801 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 4, 2022 |
| Property Address | 4386 MIAMI RD, CINCINNATI, OH 45243-4030 |
| Document Number | 0000103472 |
| Book / Page | 14788 / 739 |
| Instrument Date | Nov 3, 2022 |
| Instrument | 2022-0103472 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4386 MIAMI RD, CINCINNATI, OH 45243-4030 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4386 MIAMI RD, CINCINNATI, OH 45243-4030 |
| Document Number | 0000061651 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4386 MIAMI RD CINCINNATI OH 452434030, CINCINNATI, OH 45243-4030 |
| Document Number | 0000061651 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 014199/000662 |
| Instrument | 61651 |
| Name | NORTH SIDE BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 28, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 20, 2020 |
| Property Address | 4386 MIAMI RD, CINCINNATI, OH 45243-4030 |
| Document Number | 0000047440 |
| Book / Page | 014172 / 001915 |
| Instrument Date | May 11, 2020 |
| Instrument | 47440 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,480.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4386 MIAMI RD CINCINNATI OH 452434030, CINCINNATI, OH 45243-4030 |
| Document Number | 47441 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 014172/001918 |
| Instrument | 47441 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45227 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 19, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4386 MIAMI RD, CINCINNATI, OH 45243-4030 |
| Document Number | 0000015491 |
| Book / Page | 013357 / 000726 |
| Instrument Date | Mar 6, 2012 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4386 MIAMI RD CINCINNATI OH 452434030, CINCINNATI, OH 45243-4030 |
| Document Number | 0000015491 |
|---|---|
| Date | Feb 17, 2017 |
| Book Page | 013357/000726 |
| Instrument | 15491 |
| Name | KEMBA CU |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
The 2025 property tax bill for 4386 Miami Rd was $8,195, up 1.9% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | The Village Of Indian Hill City |
| Unified School District | Indian Hill Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,195.00 (+1.88%) | $226,709 (-) Land $125,580 Building $101,129 | $647,740 Land $358,800 Building $288,940 |
| 2024 | $8,044.00 (-0.43%) | $226,709 (-) Land $125,580 Building $101,129 | |
| 2023 | $8,079.00 (-14.03%) | $226,709 (+4.47%) Land $125,580 Building $101,129 | $647,740 Land $358,800 Building $288,940 |
| 2022 | $9,398.00 Homeowner's exemption | $217,000 Land $101,430 Building $115,570 | |
| 2020 | $620,000 Land $289,800 Building $330,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4386 Miami Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2022–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4386 Miami Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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