4400 E Wharf Ln, Hernando, FL 34442 Property Records

Citrus County property record for 4400 E Wharf Ln, Hernando, FL 34442

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,620 sqft · built 1998
Lot Size0.356 acres (15,500 sqft)
Owner2 Trust Names on File
Tax Bill$536 (2025)
Deeds & MortgagesJul 2018 Transfer
Flood ZoneZone X (minimal risk)
APN19E-18S-01-0030-000C0-0050

Property Details

APN / Parcel Number

Primary APN19E-18S-01-0030-000C0-0050
Alternative APNs
  • 0118S19E0030000C00050
  • 2311185

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,620 sqft Living Area
Gross Area1,860 sqft
1st Floor Area1,620 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleMobile Home
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialMetal
Lot Area15,500 sqft (0.356 acres)
Lot Dimensions160 ft deep x 101 ft wide

Exterior Amenities

PorchEnclosed Wood Porch
Porch Area240 sqft
Deck Area80 sqft
Patio Area80 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2311185
Street Address4400 E WHARF LN
CityHERNANDO
StateFL
Zip34442-2220
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeCLR
Legal DescriptionOAKWOOD ISLAND LOT 5 BLK C DESCR IN QCD 599 PG 2004 & O RBK 605 PG 39
Legal Range19E
Legal Township18S
Legal Section01
Legal SubdivisionOAKWOOD ISLAND
Legal BlockC
Legal Lot Number5
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1018
Census Tract450800

Owner

Source: Citrus County records · APN 19E-18S-01-0030-000C0-0050

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address4400 E WHARF LN, HERNANDO, FL 34442-2220
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 10, 2009
Deed SaleJul 10, 2009
Prior SaleJun 29, 2009
Deed Document Number200930091
Deed Book / Page2298 / 118
Last Transfer DateJun 28, 2018
Transfer Doc0029111257
Record UpdatedJun 08, 2026

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCITRUS FL
Recording DateJul 03, 2018
Property Address4400 E WHARF LN, HERNANDO, FL 34442-2220
Document Number0029111257
Book / Page002911 / 001257
Instrument DateJun 28, 2018
Instrument33685
Transaction TypeTransfer
Record UpdatedJul 23, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4400 E WHARF LN HERNANDO FL 344422220, HERNANDO, FL 34442-2220

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$536.00 (+11.2%) Homeowner's exemption Widower's exemption$55,491 (-57.4%)$138,879 (+6.61%) Land $7,800 Building $131,079
2024$482.00 (+1.05%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$130,269 (-2.44%) Land $6,180 Building $124,089$130,269 (-2.44%) Land $6,180 Building $124,089
2023$477.00 (-8.62%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$133,532 (+17.24%) Land $6,180 Building $127,352$133,532 (+17.24%) Land $6,180 Building $127,352
2022$522.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$113,892 Land $3,500 Building $110,392$113,892 Land $3,500 Building $110,392

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 57 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims66 (1997–2024)
Claims Outside the SFHA2 of 66
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 9 claims
  • Hurricane Frances, Oct 2004 · 27 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 15 claims

Wildfire

Wildfire RiskHigh
above 82% of the US · above 73% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Fiber
1,000 / 1,000

Based on FCC filings for 34 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Wharf Ln

Nearby Streets

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