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4370 E Wharf Ln, Hernando, FL 34442 Property Records

Citrus County property record for 4370 E Wharf Ln, Hernando, FL 34442 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1996
Square Footage1,188 sqft Living Area
Lot Size31,680 sqft (0.727 acres)
OccupancyOwner Occupied
Last Sale$137,000 (2021)
Tax Bill$1,720.00 (2024)

Owner

Source: Citrus County records · APN 19E-18S-01-0030-000C0-0020

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4370 E WHARF LN, HERNANDO, FL 34442-2220
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2023Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
Sep 15, 2021Intrafamily Transfer, Transfer
Jan 13, 2021Warranty Deed, Transfer · Conventional Mortgage
OPEN MORTGAGE LLC
Jun 26, 2020Warranty Deed, Transfer
AMERICAN TITLE SERVICES CITRUS COMPANY, AMERICAN TITLE SVCS CITRUS CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 13, 2021 · Amount on Record
Deed SaleJan 13, 2021 · Amount on Record
Prior SaleJun 26, 2020 · Amount on Record
Deed Doc Number20212337
Deed Book / Page3125 / 1394
Last Transfer DateJul 26, 2021
Transfer Doc0032051018
Record RefreshedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address4370 E WHARF LN, HERNANDO, FL 34442-2220
Transaction TypeMortgage
Record UpdatedDec 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4370 E WHARF LN, HERNANDO, FL 34442-2220

Mortgage

Document Number0034280787
DateNov 30, 2023
Book Page3428/787
Instrument2023068964
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 29, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCITRUS FL
Recording DateSep 15, 2021
Property Address4370 E WHARF LN, HERNANDO, FL 34442-2220
Document Number0032051018
Book / Page3205 / 1018
Map ReferenceMB 8 PG 74
Instrument DateJul 26, 2021
Instrument2021063564
Transaction TypeTransfer
Record UpdatedJan 27, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1007 N 52ND AVE, MEARS, MI 49436-9602

Transferred To (Grantee/Buyer)

NameVerified Name
Address4360 E WHARF LN, HERNANDO, FL 34442-2220

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJan 13, 2021
Property Address4370 E WHARF LN, HERNANDO, FL 34442-2220
Document Number0031251394
Book / Page3125 / 1394
Map ReferenceMB 8 PG 74
Instrument DateJan 07, 2021
Instrument2021002337
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyWOLLINKA WIKLE TTL INS AGCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$959.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address340 GOLFVIEW DR, 340, WESTON, FL 33326-1813

Transferred To (Grantee/Buyer)

NameVerified Name
Address4360 E WHARF LN, HERNANDO, FL 34442-2220

Mortgage

Document Number0031251396
DateJan 13, 2021
Instrument3125/1396
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJun 26, 2020
Property Address4370 E WHARF LN, HERNANDO, FL 34442-2220
Document Number0030701073
Book / Page003070 / 001073
Instrument DateJun 25, 2020
Instrument32770
Transaction TypeTransfer
Record UpdatedAug 04, 2020
Title CompanyAMERICAN TITLE SERVICES CITRUS COMPANY, AMERICAN TITLE SVCS CITRUS CO

Transaction

AmountAmount Recorded
Tax$560.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 GOLFVIEW DR WESTON FL 333261813, WESTON, FL 33326-1813

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,822.00 (+5.93%) Homeowner's exemption$150,121 (-13.13%)$181,761 (+5.18%) Land $19,500 Building $162,261
2024$1,720.00 (+2.81%) Homeowner's exemption Additional exemption filed$172,807 (+6.85%) Land $15,450 Building $157,357$172,807 (+6.85%) Land $15,450 Building $157,357
2023$1,673.00 (+6.9%) Homeowner's exemption Additional exemption filed$161,735 (+17.61%) Land $15,450 Building $146,285$161,735 (+17.61%) Land $15,450 Building $146,285
2022$1,565.00 Homeowner's exemption Additional exemption filed$137,516 Land $8,750 Building $128,766$137,516 Land $8,750 Building $128,766

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 80% of the US · above 69% of Florida
Wildfire LikelihoodAbout 1 in 210 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19E-18S-01-0030-000C0-0020
Alternative APNs
  • 0118S19E0030000C00020
  • 3369633

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,188 sqft Living Area
Gross Area1,636 sqft Gross Area
1st Floor1,188 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1996
Exterior MaterialWood Siding Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialFiberglass Roof
Lot Area31,680 sqft (0.727 acres)
Depth X Width160 ft x 83 ft Depth x Width
Parking Spaces6 Parking Spaces
Garage TypeAttached Garage
Garage Area288 sqft Garage
Deck Area110 sqft Deck
Patio Area110 sqft Patio
Porch Area160 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3369633
Street Address4370 E WHARF LN
CityHERNANDO
StateFL
Zip34442-2220
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOAKWOOD ISLAND PB 8 PG 74 LOTS 2 3 & W1/2 LOT 4 BLK C TITLE IN OR BK 599 PG 2004 & OR BK 1003 PG 1827 & OR BK 1708 PG 2116
Legal Range19E
Legal Township18S
Legal Section01
Legal SubdivisionOAKWOOD ISLAND
Legal BlockC
Legal Lot Number2,4
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup1
Census Block1018
Census Tract450800

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