4002 Cross Roads Church Rd, Ruby, SC 29741 Property Records

Chesterfield County property record for 4002 Cross Roads Church Rd, Ruby, SC 29741

Property Summary

Property Type	Rural Home
Details	built 1945
Lot Size	9.3 acres (405,108 sqft)
Owner	2 Individual Names on File
Tax Bill	$749 (2025)
Deeds & Mortgages	Feb 2019 Refinance Oct 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`085 000 000 025`

Property Details

APN / Parcel Number

Primary APN	`085 000 000 025`
Alternative APNs	`00012752` `00698693` `698693`

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	405,108 sqft (9.3 acres)
Total Buildings	4 Buildings

Location & Zoning

Account Number	00012752
Street Address	4002 CROSS ROADS CHURCH RD
City	RUBY
State	SC
Zip	29741-6744
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	9.30 ACRE TRACT
Legal Subdivision	ELIZABETH BURR GULLEDGE
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	MOUNT CROGHAN
Census Block Group	2
Census Block	2050
Census Tract	950300

Owner

4002 Cross Roads Church Rd, a rural home, is owned and occupied by two individuals who acquired it in October 2025.

Source: Chesterfield County records, as of February 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4002 CROSS ROADS CHURCH RD, RUBY, SC 29741-6744
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CITIZEN B&T CO
Oct 20, 2025	Intrafamily Transfer, Transfer
Jul 12, 2006	Deed, Transfer
Jul 12, 2006	Deed, Transfer
Jul 12, 2006	Deed, Transfer
May 23, 2006	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 17, 2025
Transfer Doc	000579/178
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	4002 CROSS ROADS CHURCH ROAD, RUBY, SC 29741-6744
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000504/558
Date	Feb 26, 2019
Book Page	504/558
Instrument	810

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2044

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESTERFIELD SC
Recording Date	Oct 20, 2025
Property Address	4002 CROSS ROADS CHURCH ROAD, RUBY, SC 29741-6744
Document Number	000579/178
Book / Page	579 / 178
Instrument Date	Oct 17, 2025
Instrument	2025-4187
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4002 CROSS ROADS CHURCH RD, RUBY, SC 29741-6744

July 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jul 12, 2006
Property Address	4002 CROSS ROADS CHURCH ROAD, RUBY, SC 29741-6744
Document Number	00428/1177
Book / Page	428 / 1177
Map Reference	MB F PG 141
Instrument	200600003536
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4002 CROSS ROADS CHURCH RD, RUBY, SC 29741-6744

July 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jul 12, 2006
Property Address	4002 CROSS ROADS CHURCH ROAD, RUBY, SC 29741-6744
Document Number	00428/1173
Book / Page	428 / 1173
Map Reference	MB F PG 141
Instrument Date	Jul 11, 2006
Instrument	200600003535
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4014 CROSS ROADS CHURCH RD, RUBY, SC 29741-6744

July 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jul 12, 2006
Property Address	4002 CROSS ROADS CHURCH ROAD, RUBY, SC 29741-6744
Document Number	00428/1169
Book / Page	428 / 1169
Instrument Date	Jul 11, 2006
Instrument	200600003534
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4002 CROSS ROADS CHURCH RD, RUBY, SC 29741-6744

May 2006: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	CHESTERFIELD SC
Recording Date	May 23, 2006
Property Address	4002 CROSS ROADS CHURCH ROAD, RUBY, SC 29741-6744
Document Number	00427/1065
Book / Page	427 / 1065
Instrument Date	May 22, 2006
Instrument	200600002661
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SAND CASTLE RD, PAGELAND, SC 29728-7112

Tax Assessment & Valuation

The 2025 property tax bill for 4002 Cross Roads Church Rd was $749, up 23% from the year before.

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$749.00 (+22.99%)	$5,320 (+14.9%) Land $260 Building $5,060
2024	$609.00 (+4.28%)	$4,630 (-) Land $230 Building $4,400	$131,600 (-) Land $21,600 Building $110,000
2023	$584.00	$4,630 Land $230 Building $4,400	$131,600 Land $21,600 Building $110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4002 Cross Roads Church Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4002 Cross Roads Church Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cross Roads Church Rd

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