440 Windgate Rd, Farmington, AR 72730 Property Records

Washington County property record for 440 Windgate Rd, Farmington, AR 72730

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,273 sqft · built 2022
Lot Size	0.286 acres (12,469 sqft)
Owner	2 Individual Names on Record
Last Sale	$497,500 (Apr 2026)
Tax Bill	$4,787 (2025)
Deeds & Mortgages	Aug 2021 Construction Loan Feb 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`760-03896-000`

Property Details

APN / Parcel Number

Primary APN	`760-03896-000`
Alternative APNs	`123409.0` `123860`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,273 sqft Living Area
1st Floor Area	2,273 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	12,469 sqft (0.286 acres)
Garage Type	Attached
Garage Area	649 sqft
Driveway	Concrete Driveway
Driveway Area	1,020 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	440 WINDGATE RD
City	FARMINGTON
State	AR
Zip	72730-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	31
Legal Township	16
Legal Section	27
Legal Subdivision	WINDGATE S/D
Legal Lot Number	12
Jurisdiction	WASHINGTON AR
Township / Civil Division	FARMINGTON
Census Block Group	2
Census Block	2013
Census Tract	10515

Owner

Source: Washington County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	440 WINDGATE RD, FARMINGTON, AR 72730-2524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Construction Mortgage SIMMONS BANK
Feb 12, 2026	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BANKS
May 1, 2025	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BANK
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Jul 5, 2022	Warranty Deed, Transfer ADVANTAGE TITLE AND ESCROW INC, ADVANTAGE TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Deed Document Number	202610522
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON AR
Property Address	440 WINDGATE RD, FARMINGTON, AR 72730-2524
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202100030949
Date	Aug 13, 2021
Instrument	2021-00030949

Lender

Name	SIMMONS BANK
Type	Bank
Address	FAYETTEVILLE, AR 72703

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 12, 2022

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON AR
Property Address	440 WINDGATE RD, FARMINGTON, AR 72730-2524
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 CARPENTER RD, GRADY, AR 71644

Mortgage

Document Number	0202603962
Date	Feb 12, 2026
Instrument	2026-03962

Lender

Name	CENTRAL BANKS
Type	Bank
Address	LITTLE ROCK, AR 72211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 4, 2027

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON AR
Property Address	440 WINDGATE RD, FARMINGTON, AR 72730-2524
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 CARPENTER RD, GRADY, AR 71644

Mortgage

Document Number	202500011323
Date	May 1, 2025
Instrument	2025-00011323

Lender

Name	CENTRAL BANK
Type	Bank
Address	LITTLE ROCK, AR 72211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Apr 30, 2028

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON AR
Recording Date	Apr 14, 2026
Property Address	440 WINDGATE RD, FARMINGTON, AR 72730-2524
Document Number	0000010522
Instrument Date	Apr 9, 2026
Instrument	2026.10522
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165,816.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 WINDGATE RD, FARMINGTON, AR 72730-2524

Mortgage

Document Number	0000010523,
Date	Apr 14, 2026
Instrument	2026..10523

Lender

Name	FIRST STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON AR
Recording Date	Apr 14, 2026
Property Address	440 WINDGATE RD, FARMINGTON, AR 72730-2524
Document Number	0202610522
Instrument Date	Apr 9, 2026
Instrument	202610522
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165,816.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 WINDGATE RD, FARMINGTON, AR 72730-2524

Mortgage

Document Number	0000010523,
Date	Apr 14, 2026
Instrument	202610523

Lender

Name	FIRST STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON AR
Recording Date	Jul 5, 2022
Property Address	440 WINDGATE RD, FARMINGTON, AR 72730-2524
Document Number	202200022245
Map Reference	MB 24A PG 202
Instrument Date	Jul 1, 2022
Instrument	2022-00022245
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	ADVANTAGE TITLE AND ESCROW INC, ADVANTAGE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$1,524.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17973 N SKYLIGHT MOUNTAIN RD, CANEHILL, AR 72717-9583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 161, GRADY, AR 71644-0161

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Washington County
Municipality	Farmington City
Unified School District	Farmington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,050 (-) Land $12,600 Building $81,450	$470,250 (-) Land $63,000 Building $407,250
2025	$4,787.00 (-5.04%)	$94,050 (-) Land $12,600 Building $81,450
2023	$5,041.00	$94,050 Land $12,600 Building $81,450	$470,250 Land $63,000 Building $407,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 73% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON WATER AUTHORITY WWA serves 20,140 people · EPA ID AR0000574
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ZING Broadband by PGTelco Fiber	2,500 / 2,500
OzarksGo Fiber	2,500 / 2,500
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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