Comal County property record for 440 Whispering Oaks, Spring Branch, TX 78070
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 1,872 sqft · built 2001 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $750 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-0400-0179-00 |
| Primary APN | 15-0400-0179-00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,872 sqft Gross Area |
| 1st Floor Area | 1,872 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 261,360 sqft |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Street Address | 440 WHISPERING OAKS |
|---|---|
| City | SPRING BRANCH |
| State | TX |
| Zip | 78070 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | CYPRESS SPRINGS ON THE GUADALUPE 3, LOT 179 |
| Legal Subdivision | CYPRESS SPRINGS ON THE GUADALUPE 3 |
| Legal Block | 1 |
| Legal Lot Number | 179 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 310702 |
440 Whispering Oaks, an agricultural property, is owned by an individual.
Source: Comal County records, as of September 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 522 WHISPERING OAKS, SPRING BRANCH, TX 78070-2387 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 440 Whispering Oaks was $750, down 5.8% from the year before.
Source: Comal County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,210 (-46.65%) Land $520 Building $25,690 | $420,700 (+5.24%) Land $395,010 Building $25,690 | |
| 2025 | $750.00 (-5.78%) | $49,130 Land $510 Building $48,620 | $399,740 Land $351,120 Building $48,620 |
| 2024 | $796.00 | ||
| 2023 | $57,870 Land $550 Building $57,320 | $408,440 Land $351,120 Building $57,320 | |
| 2022 | $864.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Whispering Oaks in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 26 (1991–2026) |
| Claims Outside the SFHA | 7 of 26 |
| Most Recent Claim | Jul 2026 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 440 Whispering Oaks is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 60% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GVTC Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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