440 Washington St, Elgin, IL 60123 Property Records

Kane County property record for 440 Washington St, Elgin, IL 60123

Property Summary

Property Type	Commercial
Details	1,680 sqft · built 1961
Lot Size	0.108 acres (4,711 sqft)
Owner	Company Name on Record
Last Sale	$230,000 (Apr 2026)
Tax Bill	$6,058 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-180-001`

Property Details

APN / Parcel Number

Primary APN	`06-14-180-001`

Interior

Building Area	1,680 sqft Gross Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	4,711 sqft (0.108 acres)
Lot Width	113 ft Width

Location & Zoning

Street Address	440 WASHINGTON ST
City	ELGIN
State	IL
Zip	60123-5339
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	W C KIMBALLS 2ND ADDN EXCEPT EAST 52 FT LOT 4 BLOCK 53
Legal Subdivision	W C KIMBALLS 2ND ADDN
Legal Block	53
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1012
Census Tract	851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	440 WASHINGTON ST, ELGIN, IL 60123-5339
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 22, 2025	Agreement of Sale, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Aug 5, 2015 · Amount on Record
Deed Document Number	202615959
Prior Transfer Date	May 19, 2011
Prior Transfer Doc	0000039888
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jun 24, 2026
Property Address	440 WASHINGTON ST, ELGIN, IL 60123-5339
Document Number	0000026360
Instrument Date	Jun 22, 2026
Instrument	202626360
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	440 WASHINGTON ST, ELGIN, IL 60123-5339

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 21, 2026
Property Address	440 WASHINGTON ST, ELGIN, IL 60123-5339
Document Number	0000015959
Instrument Date	Apr 14, 2026
Instrument	2026.15959
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$34,845.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 THRUSH RD, CARPENTERSVILLE, IL 60110-1638

December 2025: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	KANE IL
Recording Date	Dec 22, 2025
Property Address	440 WASHINGTON ST, ELGIN, IL 60123-5339
Document Number	0000050805
Instrument Date	May 1, 2016
Instrument	2025K050805
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	608 DUNDEE AVE, ELGIN, IL 60120-3821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 ADOBE CIR, CARPENTERSVILLE, IL 60110-1102

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,058.00 (+3.5%)	$79,412 (+8.57%) Land $19,827 Building $59,585	$238,331 (+8.57%) Land $59,505 Building $178,827
2024	$5,853.00 (+12.04%)	$73,144 (+21.39%) Land $18,262 Building $54,882	$219,520 (+21.44%) Land $54,808 Building $164,712
2022	$5,224.00 (+3.96%)	$60,253 (+6.96%) Land $15,043 Building $45,210	$180,759 (+6.96%) Land $45,129 Building $135,630
2021	$5,025.00	$56,332 Land $14,064 Building $42,268	$168,996 Land $42,192 Building $126,804

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2009)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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