435 Washington St, Elgin, IL 60123 Property Records

Kane County property record for 435 Washington St, Elgin, IL 60123

Property Summary

Property Type	Commercial
Details	701 sqft · built 1925
Lot Size	0.172 acres (7,508 sqft)
Owner	Company Name on Record
Last Sale	$124,000 (Feb 2025)
Tax Bill	$3,153 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-14-257-013`

Property Details

APN / Parcel Number

Primary APN	`06-14-257-013`

Interior

Building Area	701 sqft Gross Area

Exterior

Year Built	Built 1925
Construction Type	Frame
Lot Area	7,508 sqft (0.172 acres)
Lot Width	165 ft Width

Location & Zoning

Street Address	435 WASHINGTON ST
City	ELGIN
State	IL
Zip	60123-5338
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	W C KIMBALLS 2ND ADDN BLOCK 54 THAT PART OF LOTS 1 & 2 AS DESC IN DOC 1873574
Legal Subdivision	W C KIMBALLS 2ND ADDN
Legal Block	54
Legal Lot Number	1,2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1017
Census Tract	851102

Owner

Source: Kane County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	25 S GROVE AVE, 307, ELGIN, IL 60120-6400
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2017	Deed of Trust, Mortgage ANDREW CUMING
Jan 24, 2017	Warranty Deed, Transfer ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2025 · Amount on Record
Deed Sale	Feb 21, 2025 · Amount on Record
Deed Document Number	20256436
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	435 WASHINGTON ST, ELGIN, IL 60123-5338
Document Number	0000007914
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	May 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	331 GRISWOLD ST ELGIN IL 601237623, ELGIN, IL 60123-7623

Mortgage

Document Number	0000007914
Date	Feb 10, 2017
Instrument	7914

Lender

Name	ANDREW CUMING
Address	331 GRISWOLD ST, ELGIN, IL 60123-7623

Agreement

Amount	Amount Recorded

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 24, 2017
Property Address	435 WASHINGTON ST, ELGIN, IL 60123-5338
Document Number	0000004338
Instrument Date	Jan 17, 2017
Instrument	4338
Transaction Type	Transfer
Record Updated	May 2, 2017
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Tax	$132.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	331 GRISWOLD ST ELGIN IL 601237623, ELGIN, IL 60123-7623

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,153.00 (+3.48%)	$41,341 (+8.57%) Land $16,477 Building $24,864	$124,073 (+8.57%) Land $49,451 Building $74,622
2024	$3,047.00 (+12.06%)	$38,077 (+21.4%) Land $15,176 Building $22,901	$114,277 (+21.44%) Land $45,546 Building $68,730
2022	$2,719.00 (+3.94%)	$31,366 (+6.96%) Land $12,501 Building $18,865	$94,098 (+6.96%) Land $37,503 Building $56,595
2021	$2,616.00	$29,325 Land $11,688 Building $17,637	$87,975 Land $35,064 Building $52,911

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2009)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Washington St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures