440 Warfieldsburg Rd, Westminster, MD 21157 Property Records

Carroll County property record for 440 Warfieldsburg Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,278 sqft · built 1974
Lot Size	3.76 acres (164,047 sqft)
Owner	Individual Name on Record
Tax Bill	$4,305 (2026)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-431828`

Property Details

APN / Parcel Number

Primary APN	`07-431828`
Alternative APN	`431828`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,278 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	164,047 sqft (3.76 acres)
Garage Type	Mixed
Garage Area	862 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	431828
Street Address	440 WARFIELDSBURG RD
City	WESTMINSTER
State	MD
Zip	21157-6919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT - 3.766 ACS 440A WARFIELDSBURG RD
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2000
Census Tract	507802

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	440 WARFIELDSBURG RD, A, WESTMINSTER, MD 21157-6919
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	440 WARFIELDSBURG RD, WESTMINSTER, MD 21157-6919
Document Number	0097550214
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 WARFIELDSBURG RD #A WESTMINSTER MD 211576919, A, WESTMINSTER, MD 21157-6919

Mortgage

Document Number	0097550214
Date	Jul 10, 2020
Book Page	009755/000214

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 9, 2045

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,305.00 (+4.24%)	$384,400 (+13.83%) Land $153,800 Building $230,600	$384,400 (+13.83%) Land $153,800 Building $230,600
2025	$4,130.00 (+8.23%)
2023	$3,816.00	$337,700 Land $153,800 Building $183,900	$337,700 Land $153,800 Building $183,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3