Carroll County property record for 391 Warfieldsburg Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 4,676 sqft · built 1991 |
| Lot Size | 5.87 acres (255,697 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Aug 2018) |
| Tax Bill | $7,717 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-018274 |
| Primary APN | 07-018274 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 3 Stories |
| Building Area | 4,676 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 255,697 sqft (5.87 acres) |
| Garage Type | Attached |
| Porch | Porch |
| Porch Area | 20 sqft |
| Deck Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 018274 |
|---|---|
| Street Address | 391 WARFIELDSBURG RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 1 - 5.87 ACS 391 WARFIELDSBURG RD 34- EVERGREEN KNOLL |
| Legal Subdivision | EVERGREEN KNOLL |
| Legal Lot Number | 1 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 507802 |
391 Warfieldsburg Rd is owned and occupied by two individuals who bought it in August 2018.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 391 WARFIELDSBURG RD, WESTMINSTER, MD 21157-6929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 2, 2018 | Deed, Transfer · VA Mortgage M & T BANK |
| Feb 26, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Oct 31, 2016 | Loan Modification, Mortgage · Conventional Mortgage FEDERAL NAT'L MTG ASSN (FNMA) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2018 · Amount on File |
| Deed Sale | Aug 2, 2018 · Amount on File |
| Prior Sale | Feb 26, 2018 · Amount on File |
| Deed Book / Page | 9081 / 432 |
| Prior Transfer Date | Feb 21, 2018 |
| Prior Transfer Doc | 0089480350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 391 WARFIELDSBURG RD, WESTMINSTER, MD 21157-6929 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 391 WARFIELDSBURG RD, WESTMINSTER, MD 21157-6929 |
| Document Number | 0105440028 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 10544/28 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 321 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 2, 2018 |
| Property Address | 391 WARFIELDSBURG RD, WESTMINSTER, MD 21157-6929 |
| Document Number | 0090810432 |
| Book / Page | 9081 / 0432 |
| Map Reference | MB34 PG139 |
| Instrument Date | Jul 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | RESIDENTIAL TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0009081437 |
|---|---|
| Date | Aug 2, 2018 |
| Instrument | 9081/437 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Feb 26, 2018 |
| Property Address | 391 WARFIELDSBURG RD, WESTMINSTER, MD 21157-6929 |
| Document Number | 0089480350 |
| Book / Page | 008948 / 000350 |
| Instrument Date | Sep 18, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 4887 LANCASTER PA 176044887, LANCASTER, PA 17604-4887 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 391 WARFIELDSBURG RD, WESTMINSTER, MD 21157-6929 |
| Document Number | 0085710449 |
| Instrument Date | Oct 31, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 391 WARFIELDSBURG RD WESTMINSTER MD 211576929, WESTMINSTER, MD 21157-6929 |
| Document Number | 0085710449 |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 008571/000449 |
| Name | FEDERAL NAT'L MTG ASSN (FNMA) |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157-6929 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 3, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
The 2026 property tax bill for 391 Warfieldsburg Rd was $7,717 with a homeowner's exemption, up 5.1% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,717.00 (+5.12%) Homeowner's exemption | $720,200 (+6.56%) Land $164,300 Building $555,900 | $720,200 (-) Land $164,300 Building $555,900 |
| 2025 | $7,341.00 Homeowner's exemption | $675,867 | $720,200 Land $164,300 Building $555,900 |
| 2023 | $6,635.00 (+1.13%) Homeowner's exemption | $587,200 (+1.13%) Land $164,300 Building $422,900 | $587,200 (-) Land $164,300 Building $422,900 |
| 2022 | $6,561.00 Homeowner's exemption | $580,667 | $587,200 Land $164,300 Building $422,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 391 Warfieldsburg Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 391 Warfieldsburg Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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