Cherokee County property record for 440 W Main St, Centre, AL 35960
| Property Type | Other Improved |
|---|---|
| Details | 2,038 sqft · built 1920 |
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $989 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-05-22-2-003-025.000 |
| Primary APN | 13-14-05-22-2-003-025.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,038 sqft Living Area |
| 1st Floor Area | 2,038 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 60,548 sqft (1.39 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Account Number | 1117 |
|---|---|
| Street Address | 440 W MAIN ST |
| City | CENTRE |
| State | AL |
| Zip | 35960-1312 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOTS 43 & 44 & E 34' OF VACATED PRATT ST, TOWN OF CENTRE, PB3 PG 1 |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 22 |
| Legal Subdivision | TOWN OF CENTRE - ORIGINAL |
| Legal Lot Number | 43-44 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 4 |
| Census Block | 4047 |
| Census Tract | 956000 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 603, CENTRE, AL 35960-0603 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Centre City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $989.00 (+6.92%) | ||
| 2025 | $925.00 | $19,400 (-) Land $3,500 Building $15,900 | $196,900 (-) Land $35,000 Building $161,900 |
| 2024 | $925.00 (+2.78%) | $19,400 (+1.25%) Land $3,500 Building $15,900 | $196,900 (+2.87%) Land $35,000 Building $161,900 |
| 2023 | $900.00 | $19,160 (+812.38%) | $191,400 (-) Land $17,900 Building $173,500 |
| 2022 | $900.00 | $2,100 Land $1,800 Building $300 | $191,400 Land $17,900 Building $173,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 49% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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