Cherokee County property record for 390 W Main St, Centre, AL 35960
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2,295 sqft · built 1940 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on Record |
| Last Sale | $275,000 (Jan 2016) |
| Tax Bill | $2,908 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-05-22-2-003-026.000 |
| Primary APN | 13-14-05-22-2-003-026.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,295 sqft Living Area |
| 1st Floor Area | 2,295 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 330 sqft |
| Account Number | 13220 |
|---|---|
| Street Address | 390 W MAIN ST |
| City | CENTRE |
| State | AL |
| Zip | 35960-1328 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | PARCEL CONTAINS LOT 4 & PART OF LOT 3, 5, & 6 TOWN OF CENTREADD S/D PB 7/44 |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 22 |
| Legal Subdivision | CITY OF CENTRE |
| Legal Lot Number | 3-5 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 4 |
| Census Block | 4048 |
| Census Tract | 956000 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1130, GADSDEN, AL 35902-1130 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2016 · Amount on Record |
| Deed Sale | Jan 25, 2016 · Amount on Record |
| Deed Document Number | 2016191657 |
| Record Updated | Oct 29, 2026 |
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Centre City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,908.00 (+6.99%) | ||
| 2025 | $2,718.00 | $54,380 (-) Land $4,000 Building $50,380 | $289,200 (-) Land $20,000 Building $269,200 |
| 2024 | $2,718.00 (+2.76%) | $54,380 (-3.38%) Land $4,000 Building $50,380 | $289,200 (+2.77%) Land $20,000 Building $269,200 |
| 2023 | $2,645.00 | $56,280 (+853.9%) | $281,400 (-) Land $12,200 Building $269,200 |
| 2022 | $2,645.00 | $5,900 Land $2,440 Building $3,460 | $281,400 Land $12,200 Building $269,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 49% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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