440 Valley St, Marion, NC 28752 Property Records

McDowell County property record for 440 Valley St, Marion, NC 28752

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 720 sqft · built 1940
Lot Size1.01 acres (44,000 sqft)
Owner2 Individual Names on File
Last Sale$15,000 (Jan 1982)
Tax Bill$524 (2025)
Flood ZoneZone X (minimal risk)
APN1701-06-29-7093

Property Details

APN / Parcel Number

Primary APN1701-06-29-7093
Alternative APN
  • 52295

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area720 sqft Heated Area
Basement Area360 sqft
Unfinished Basement360 sqft
FlooringVinyl/Resilient
Interior WallsPlywood

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area44,000 sqft (1.01 acres)
Lot Dimensions220 ft deep x 200 ft wide
PorchPorch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil

Location & Zoning

Account Number52295
Street Address440 VALLEY ST
CityMARION
StateNC
Zip28752-3348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDIST:06 CITY/MUNI/TWP:MARION MAP REF:MAP:1701
JurisdictionMCDOWELL NC
Township / Civil DivisionMARION
Census Block Group1
Census Block1017
Census Tract970600

Owner

440 Valley St is owned and occupied by two individuals who bought it in January 1982.

Source: McDowell County records, as of September 29, 2025

Owner of Record2 Individual Names on File
Mailing Address440 VALLEY ST, MARION, NC 28752-3348
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 1, 1982 · Amount on File
Deed SaleJan 1, 1982 · Amount on File
Deed Document Number0000311758
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 440 Valley St was $524.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$524.00$73,480 Land $25,000 Building $48,480
2023$507.00$73,480 Land $25,000 Building $48,480$73,480 Land $25,000 Building $48,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Valley St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2004–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Valley St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MARION
serves 9,362 people · EPA ID NC0156010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Skyrunner
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Valley St

Nearby Streets

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