240 Valley St, Marion, NC 28752 Property Records

McDowell County property record for 240 Valley St, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 940 sqft · built 1950
Lot Size	1.2 acres (52,070 sqft)
Owner	Individual Name on File
Last Sale	$34,000 (Oct 2023)
Tax Bill	$266 (2025)
Deeds & Mortgages	Oct 2023 Sale Sep 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1701-06-39-4157`

Property Details

APN / Parcel Number

Primary APN	`1701-06-39-4157`
Alternative APNs	`7706286` `80749`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	940 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,070 sqft (1.2 acres)
Lot Dimensions	205 ft deep x 254 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	80749
Street Address	240 VALLEY ST
City	MARION
State	NC
Zip	28752-3342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.232 AC SURVEY 5/12/95
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	1
Census Block	1017
Census Tract	970600

Owner

240 Valley St is owned by an individual who bought it in October 2023.

Source: McDowell County records, as of September 29, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2286 PINECOVE RD, OLD FORT, NC 28762-5714
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Warranty Deed, Transfer
Sep 6, 2023	Warranty Deed, Transfer · Line of Credit JAMES DANIE SPENCER JR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Prior Sale	Sep 6, 2023 · Amount on File
Deed Document Number	0000145198
Deed Book / Page	1451 / 98
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Oct 27, 2023
Property Address	VALLEY ST, MARION, NC 28752
Document Number	0014510098
Book / Page	1451 / 98
Instrument Date	Oct 26, 2023
Instrument	2023005074
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Amount	Amount on Record
Tax	$68.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2286 PINECOVE RD, OLD FORT, NC 28762-5714

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Sep 6, 2023
Property Address	VALLEY ST, MARION, NC 28752
Document Number	0014460125
Book / Page	1446 / 125
Instrument Date	Aug 30, 2023
Instrument	2023004175
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 VALLEY ST, MARION, NC 28752-3342

Mortgage

Document Number	0014460544
Date	Sep 11, 2023
Book Page	1446/544
Instrument	2023004266

Lender

Name	JAMES DANIE SPENCER JR
Type	Private Party
Address	656 LINVILLE RD, NEBO, NC 28761

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 240 Valley St was $266.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$266.00	$37,330 Land $35,000 Building $2,330
2023	$229.00 (-1.29%)	$66,410 (+0.33%) Land $35,000 Building $31,410	$37,330 (-43.6%) Land $35,000 Building $2,330
2022	$232.00	$66,190 Land $30,000 Building $36,190	$66,190 Land $30,000 Building $36,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 240 Valley St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2004–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 Valley St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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