440 Union Chapel Rd, Fordland, MO 65652 Property Records

Christian County property record for 440 Union Chapel Rd, Fordland, MO 65652

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,888 sqft · built 1996
Lot Size	29.2 acres (1,275,001 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,845 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-0.2-4-0-0-3`

Property Details

APN / Parcel Number

Primary APN	`14-0.2-4-0-0-3`
Alternative APN	`14-0.2-04-000-000-003.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,888 sqft Living Area
1st Floor Area	1,888 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Metal
Lot Area	1,275,001 sqft (29.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	440 UNION CHAPEL RD
City	FORDLAND
State	MO
Zip	65652-5203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N2 NW NW LYING E OF RD, NE NW EX UNION CHAPEL & SW SW E OF RD IN SEC 33 T27 R18. EX TR 2
Legal Range	18W
Legal Township	27N
Legal Section	04
Legal Subdivision	FORDLAND
Legal Tract	2
Jurisdiction	CHRISTIAN MO
Township / Civil Division	EAST BENTON
Census Block Group	2
Census Block	2048
Census Tract	20401

Owner

Source: Christian County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	440 UNION CHAPEL RD, FORDLAND, MO 65652-5203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN BANK
Oct 2, 2023	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Jun 30, 2023	Deed of Trust, Mortgage · Line of Credit THE SEYMOUR BANK
Apr 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 27, 2024
Transfer Doc	0000013047
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	440 UNION CHAPEL RD, FORDLAND, MO 65652-5203
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1223 W 62ND ST, KANSAS CITY, MO 64113-1510

Mortgage

Document Number	0202512361
Date	Oct 23, 2025
Book Page	2025/12361
Instrument	2025L12517

Lender

Name	SOUTHERN BANK
Type	Bank
Address	MARSHFIELD, MO 65706

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	440 UNION CHAPEL RD, FORDLAND, MO 65652-5203
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 UNION CHAPEL RD, FORDLAND, MO 65652-5203

Mortgage

Document Number	0202310764
Date	Oct 2, 2023
Book Page	2023/10764
Instrument	2023L10908

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Sep 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	440 UNION CHAPEL RD, FORDLAND, MO 65652-5203
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 UNION CHAPEL RD, FORDLAND, MO 65652-5203

Mortgage

Document Number	0202306993
Date	Jun 30, 2023
Book Page	2023/6993
Instrument	2023L07092

Lender

Name	THE SEYMOUR BANK
Type	Bank
Address	SEYMOUR, MO 65746

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	13 Months
Due	Jul 1, 2024

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	440 UNION CHAPEL RD, FORDLAND, MO 65652-5203
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 UNION CHAPEL RD, FORDLAND, MO 65652-5203

Mortgage

Document Number	0201804133
Date	Apr 4, 2018
Book Page	2018/04133
Instrument	2018L04182

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2033

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Fordland R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,060 (+6.4%)	$219,200 (+6.15%) Land $23,500 Building $195,700
2024	$1,845.00
2023		$38,590	$206,500 Land $24,400 Building $182,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 91% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

May also be available: Brightspeed, Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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