355 Union Chapel Rd, Fordland, MO 65652 Property Records

Christian County property record for 355 Union Chapel Rd, Fordland, MO 65652

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 2025
Lot Size	36.5 acres (1,592,554 sqft)
Owner	Individual Name on Record
Tax Bill	$23 (2025)
Deeds & Mortgages	Jul 2025 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-0.8-33-0-0-6`

Property Details

APN / Parcel Number

Primary APN	`1-0.8-33-0-0-6`
Alternative APN	`01-0.8-33-000-000-006.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Foundation Type	Retaining Wall
Roof Type	Flat
Roof Material	Asphalt
Lot Area	1,592,554 sqft (36.5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	355 UNION CHAPEL RD
City	FORDLAND
State	MO
Zip	65652-5238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW1/4 SW1/4 EX TR SOLD
Legal Range	18W
Legal Township	28N
Legal Section	33
Legal Subdivision	FORDLAND
Jurisdiction	CHRISTIAN MO
Township / Civil Division	EAST BENTON
Census Block Group	2
Census Block	2047
Census Tract	20401

Owner

Source: Christian County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	UNION CHAPLL RD, FORDLAND, MO 65652
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jul 30, 2024	Deed of Trust, Mortgage · Construction Mortgage CADENCE BANK NA
Jun 11, 2019	Warranty Deed, Transfer · Commercial Mortgage LEGACY BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2025
Deed Sale	Jul 14, 2025
Prior Sale	Jun 11, 2019 · Amount on Record
Deed Document Number	20257945
Deed Book / Page	2025 / 7849
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	355 UNION CHAPEL RD, FORDLAND, MO 65652-5238
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	HOAGLAND TITLE COMPANY, HOGAN LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 S GETTYSBURG LOOP, REPUBLIC, MO 65738-4236

Mortgage

Document Number	0202507850
Date	Jul 14, 2025
Book Page	2025/7850
Instrument	2025L07946

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	355 UNION CHAPEL RD, FORDLAND, MO 65652-5238
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	HOAGLAND TITLE COMPANY, HOGAN LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202108450
Date	May 5, 2021
Book Page	2021/8450
Instrument	2021L08513

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	355 UNION CHAPEL RD, FORDLAND, MO 65652-5238
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	TITAN TITLE AND CLOSING LLC, TITAN TTL & CLOSING OF MO LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 UNION CHAPEL RD, FORDLAND, MO 65652-5203

Mortgage

Document Number	0202407874
Date	Jul 30, 2024
Book Page	2024/7874
Instrument	2024L07986

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2030
Change Frequency	6 Months
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.8%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jun 11, 2019
Property Address	439 UNION CHAPEL RD, FORDLAND, MO 65652-5203
Document Number	0201907132
Book / Page	2019 / 07132
Instrument Date	Jun 10, 2019
Instrument	2019L07207
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	WACO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 UNION CHAPEL RD, FORDLAND, MO 65652-5203

Mortgage

Document Number	2019L07208
Date	Jun 11, 2019
Instrument	2019L07208

Lender

Name	LEGACY BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Fordland R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23.00	$117,380 (+478.51%)	$619,300 (+470.26%) Land $59,100 Building $560,200
2023		$20,290	$108,600 Land $24,900 Building $83,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 88% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

May also be available: Wisper ISP.

Cell Coverage

4G LTE only, no 5G reported

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