St. Johns County property record for 440 Trade Wind Ln, Saint Augustine, FL 32080
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 5 ba · 3,352 sqft · built 2020 |
| Lot Size | 0.81 acres (35,283 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $11,417 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Aug 2024 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 175810-0050 |
| Primary APN | 175810-0050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,352 sqft Living Area |
| Gross Area | 4,348 sqft |
| 1st Floor Area | 2,222 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 35,283 sqft (0.81 acres) |
| Lot Width | 95 ft Width |
| Garage Type | Attached |
| Garage Area | 996 sqft |
| Porch | Finished/Open Porch |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 440 TRADE WIND LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-6471 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | 7-5 PT OF GL 3 LYING W OF RD A1A OR PT OF W 500FT OF LOTS 30 31 32 & 33 OF MOORES UNREC SUB 95FT ON MATANZAS RIVER MARSH |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 15 |
| Legal Subdivision | MOORES UNPLATTED |
| Legal Block | 2 |
| Legal Lot Number | 30 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21404 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Aug 28, 2024 | Deed of Trust, Mortgage · Line of Credit BARWICK BANKING CO |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | SAINT AUGUSTINE, FL 32080 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 440 TRADE WIND LN, SAINT AUGUSTINE, FL 32080-6471 |
| Document Number | 0053461173 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 5346/1173 |
| Instrument | 2021091366 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | SAINT AUGUSTINE, FL 32080 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 440 TRADE WIND LN, SAINT AUGUSTINE, FL 32080-6471 |
| Document Number | 0060101496 |
|---|---|
| Date | Aug 28, 2024 |
| Book Page | 6010/1496 |
| Instrument | 2024068126 |
| Name | BARWICK BANKING CO |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32080 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,070,088 | $1,315,006 Land $304,000 Building $1,011,006 | |
| 2025 | $11,417.00 (+11.75%) | ||
| 2024 | $10,217.00 (+13.09%) | ||
| 2023 | $9,034.00 (+13.99%) | ||
| 2022 | $7,925.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 703 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 781 units insured incl. 78 condo units |
| Nearby Flood Claims | 418 (1986–2024) |
| Claims Outside the SFHA | 11 of 418 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: IQ Fiber.
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