425 Trade Wind Ln, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 425 Trade Wind Ln, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 8,965 sqft · built 2007
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$644,400 (Jun 2019)
Tax Bill	$32,910 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2020 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`175820-0010`

Property Details

APN / Parcel Number

Primary APN	`175820-0010`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	22 Plumbing Fixtures
Stories	1 Story
Building Area	8,965 sqft Living Area
Gross Area	9,796 sqft
1st Floor Area	4,429 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	43,124 sqft (0.99 acres)
Lot Dimensions	71 ft deep x 251 ft wide
Garage Type	Attached
Garage Area	831 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	933 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	425 TRADE WIND LN
City	SAINT AUGUSTINE
State	FL
Zip	32080-6472
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	8-1B PT OF S400FT GOVT LOT 3 LYING W OF MOSQUITO CONTROL DITCH TO MARSH (EX N150FT IN OR466/175) BEING DEED PARCEL B OR1497/133 & 2225/993(QC) & 4734/229
Legal Range	30E
Legal Township	08S
Legal Section	15
Legal Subdivision	MOORES UNPLATTED
Legal Block	2
Legal Lot Number	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2000
Census Tract	21404

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 TRADE WIND LN, SAINT AUGUSTINE, FL 32080-6472
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Apr 14, 2020	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BANK NA
Jun 3, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2019 · Amount on Record
Deed Sale	Jun 3, 2019 · Amount on Record
Prior Sale	May 17, 2000 · Amount on Record
Deed Document Number	201938285
Deed Book / Page	4734 / 229
Prior Transfer Date	Nov 19, 2018
Prior Transfer Doc	0047340229
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	425 TRADE WIND LN, SAINT AUGUSTINE, FL 32080-6472
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 TRADE WIND LN B, B, ST AUGUSTINE, FL 32080-6472

Mortgage

Document Number	0055880318
Date	Jun 29, 2022
Book Page	5588/318
Instrument	2022064353

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	425 TRADE WIND LN, SAINT AUGUSTINE, FL 32080-6472
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049220905
Date	Apr 14, 2020
Book Page	4922/905
Instrument	2020029018

Lender

Name	CENTERSTATE BANK NA
Type	Bank
Address	SAINT AUGUSTINE, FL 32080

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Feb 25, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 3, 2019
Property Address	425 TRADE WIND LN, SAINT AUGUSTINE, FL 32080-6472
Document Number	0047340229
Book / Page	004734 / 000229
Instrument Date	Nov 19, 2018
Instrument	38285
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4,510.80
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	425 TRADE WIND LN ST AUGUSTINE FL 320806472, ST AUGUSTINE, FL 32080-6472

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,513,475 (+2.7%)	$4,314,055 (-1.07%) Land $507,520 Building $3,806,535
2025	$32,910.00 (+10.71%) Homeowner's exemption	$2,447,395 (+2.9%)	$4,360,894 (+6.75%) Land $507,520 Building $3,853,374
2024	$29,727.00 (+1.8%) Homeowner's exemption	$2,378,421 (+3%)	$4,085,139 (-11.57%) Land $507,520 Building $3,577,619
2023	$29,200.00 (+2.26%) Homeowner's exemption	$2,309,147 (+3%)	$4,619,445 (+13.88%) Land $497,370 Building $4,122,075
2022	$28,555.00 Homeowner's exemption	$2,241,890	$4,056,382 Land $497,370 Building $3,559,012

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 703 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	781 units insured incl. 78 condo units
Nearby Flood Claims	418 (1986–2024)
Claims Outside the SFHA	11 of 418
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 39 claims Hurricane Irma, Sep 2017 · 72 claims Hurricane Matthew, Oct 2016 · 232 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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