Flathead County property record for 440 Summit Ridge Dr, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,636 sqft · built 1976 |
| Lot Size | 0.411 acres (17,903 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,190 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R0788878 |
| Primary APN | R0788878 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,636 sqft Living Area |
| 1st Floor Area | 1,636 sqft |
| Basement Area | 242 sqft |
| Unfinished Basement | 242 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 17,903 sqft (0.411 acres) |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 121 sqft |
| Deck Area | 886 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000968413 |
|---|---|
| Street Address | 440 SUMMIT RIDGE DR |
| City | KALISPELL |
| State | MT |
| Zip | 59901-2500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | SUMMIT RIDGE 1, S01, T28 N, R22 W, BLOCK 003, LOT 012 |
| Legal Range | 22W |
| Legal Township | 28N |
| Legal Section | 01 |
| Legal Subdivision | SUMMIT RIDGE 1 |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 902 |
440 Summit Ridge Dr is owned and occupied by two individuals.
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 SUMMIT RIDGE DR, KALISPELL, MT 59901-2500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 440 Summit Ridge Dr was $3,190.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Kalispell City |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,190.00 | $575,000 | |
| 2025 | $575,000 Land $130,497 Building $444,503 | ||
| 2023 | $4,561.00 | $455,600 | $455,600 Land $77,077 Building $378,523 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Summit Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 440 Summit Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
May also be available: MontanaSky Networks, Verizon.
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