428 Summit Ridge Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 428 Summit Ridge Dr, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,308 sqft · built 1984
Lot Size	0.246 acres (10,716 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,600 (Mar 2021)
Tax Bill	$2,576 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0788916`

Property Details

APN / Parcel Number

Primary APN	`R0788916`
Alternative APNs	`07-3965-01-1-11-03-0000` `0000968451`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,308 sqft Living Area
1st Floor Area	871 sqft
2nd Floor Area	437 sqft
Basement Area	824 sqft
Finished Basement	824 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,716 sqft (0.246 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	368 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000968451
Street Address	428 SUMMIT RIDGE DR
City	KALISPELL
State	MT
Zip	59901-2500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	SUMMIT RIDGE 1, S01, T28 N, R22 W, BLOCK 003, LOT 010
Legal Range	22W
Legal Township	28N
Legal Section	01
Legal Subdivision	SUMMIT RIDGE 1
Legal Block	3
Legal Lot Number	10
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	1
Census Block	1000
Census Tract	902

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 SUMMIT RIDGE DR, KALISPELL, MT 59901-2500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Warranty Deed, Transfer · Conventional Mortgage LENDUS LLC
Apr 9, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Prior Sale	Apr 9, 2019 · Amount on Record
Deed Document Number	20216967
Prior Transfer Date	Apr 4, 2019
Prior Transfer Doc	0000006529
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Mar 1, 2021
Property Address	428 SUMMIT RIDGE DR, KALISPELL, MT 59901-2500
Document Number	202100006967
Instrument Date	Feb 26, 2021
Instrument	202100006967
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	428 SUMMIT RIDGE DR, KALISPELL, MT 59901-2500

Mortgage

Document Number	202100006968
Date	Mar 1, 2021
Instrument	202100006968

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Apr 9, 2019
Property Address	428 SUMMIT RIDGE DR, KALISPELL, MT 59901-2500
Document Number	201900006529
Instrument Date	Apr 4, 2019
Instrument	201900006529
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 SUMMIT RIDGE DR, KALISPELL, MT 59901-2500

Mortgage

Document Number	201900006530
Date	Apr 9, 2019
Instrument	201900006530

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,576.00 (-35.82%)	$476,100 (+18.73%)
2025			$476,100 (+18.73%) Land $116,826 Building $359,274
2023	$4,014.00	$401,000	$401,000 Land $68,803 Building $332,197

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Bullitt Communications Fixed Wireless	100 / 50

May also be available: MontanaSky Networks, Verizon.

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