440 Strait Ln, Waxahachie, TX 75165 Property Records

Ellis County property record for 440 Strait Ln, Waxahachie, TX 75165

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,386 sqft · built 2020
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$529,942 (Jun 2023)
Tax Bill	$7,447 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R278630`

Property Details

APN / Parcel Number

Primary APN	`R278630`
Alternative APNs	`90465604300500112` `278630`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,386 sqft Living Area
Gross Area	2,959 sqft
1st Floor Area	2,386 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	440 STRAIT LN
City	WAXAHACHIE
State	TX
Zip	75165-0136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 43 HAVEN PH 1 .21 AC
Legal Subdivision	HAVEN PH 1
Legal Block	43
Legal Lot Number	5
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2000
Census Tract	60212

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	440 STRAIT LN, WAXAHACHIE, TX 75165-0136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 4, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage SUN WEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Prior Sale	Aug 4, 2020 · Amount on Record
Deed Document Number	202317834
Prior Transfer Date	Jul 31, 2020
Prior Transfer Doc	0000026638
Record Updated	Sep 20, 2026

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Jun 22, 2023
Property Address	440 STRAIT LN, WAXAHACHIE, TX 75165-0136
Document Number	0002317834
Map Reference	CAB J SL 749
Instrument Date	Jun 19, 2023
Instrument	2317834
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2802 WOODRIDGE, BOERNE, TX 78015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 STRAIT LN, WAXAHACHIE, TX 75165-0136

Mortgage

Document Number	0002317835
Date	Jun 22, 2023
Instrument	2317835

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	Aug 4, 2020
Property Address	440 STRAIT LN, WAXAHACHIE, TX 75165-0136
Document Number	0000026638
Instrument Date	Jul 31, 2020
Instrument	26638
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE GUARANTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	440 STRAIT LN WAXAHACHIE TX 75165, WAXAHACHIE, TX 75165

Mortgage

Document Number	26639
Date	Aug 4, 2020
Instrument	26639

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Waxahachie City
Unified School District	Waxahachie Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,924 (-6.09%) Land $100,000 Building $313,924	$413,924 (-6.09%) Land $100,000 Building $313,924
2025	$7,447.00 (-7.73%) Homeowner's exemption	$440,785 (-10.4%) Land $85,000 Building $355,785	$440,785 (-10.4%) Land $85,000 Building $355,785
2024	$8,071.00 (+39.98%)
2023	$5,766.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$491,953 (+60.11%) Land $85,000 Building $406,953	$491,953 (+60.11%) Land $85,000 Building $406,953
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$307,255 Land $70,000 Building $237,255	$307,255 Land $70,000 Building $237,255

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WAXAHACHIE serves 50,814 people · EPA ID TX0700008
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
fiberfly Fixed Wireless	100 / 30

May also be available: Rise Broadband, T-Mobile, Verizon.

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