437 Strait Ln, Waxahachie, TX 75165 Property Records

Ellis County property record for 437 Strait Ln, Waxahachie, TX 75165

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,804 sqft · built 2020
Lot Size	0.228 acres (9,932 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,900 (Oct 2020)
Tax Bill	$7,676 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R278649`

Property Details

APN / Parcel Number

Primary APN	`R278649`
Alternative APNs	`90465604400500112` `278649`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,804 sqft Living Area
Gross Area	3,340 sqft
1st Floor Area	1,792 sqft
2nd Floor Area	1,012 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,932 sqft (0.228 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	437 STRAIT LN
City	WAXAHACHIE
State	TX
Zip	75165-1679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 44 HAVEN PH 1 .228 AC
Legal Subdivision	HAVEN PH 1
Legal Block	44
Legal Lot Number	5
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2000
Census Tract	60212

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	437 STRAIT LN, WAXAHACHIE, TX 75165-1679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Oct 7, 2020	Grant Deed, Subdivision Related Transfer SUN WEST MTG
Mar 12, 2020	Grant Deed, Transfer LEGACY BK/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2020 · Amount on Record
Deed Sale	Oct 7, 2020 · Amount on Record
Prior Sale	Mar 12, 2020 · Amount on Record
Deed Document Number	202036571
Prior Transfer Date	Sep 30, 2020
Prior Transfer Doc	0000036571
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	437 STRAIT LN, WAXAHACHIE, TX 75165-1679
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002407601
Date	Mar 15, 2024
Instrument	2407601

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	18303 GRIDLEY RD, CERRITOS, CA 90703

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Oct 1, 2050

October 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	Oct 7, 2020
Property Address	437 STRAIT LN, WAXAHACHIE, TX 75165-1679
Document Number	0000036571
Instrument Date	Sep 30, 2020
Instrument	36571
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 28, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE GUARANTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	437 STRAIT LN WAXAHACHIE TX 75165, WAXAHACHIE, TX 75165

Mortgage

Document Number	36572
Date	Oct 7, 2020
Instrument	36572

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	Mar 12, 2020
Property Address	437 STRAIT LN, WAXAHACHIE, TX 75165-1679
Document Number	0000008340
Instrument Date	Mar 5, 2020
Instrument	8340
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	421 CENTURY WAY #100 RED OAK TX 751544441, 100, RED OAK, TX 75154-4441
Investor	Possibly a Property Investor

Mortgage

Document Number	8341
Date	Mar 12, 2020
Instrument	8341

Lender

Name	LEGACY BK/TX
Type	Bank
Address	PLANO, TX 75024

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Waxahachie City
Unified School District	Waxahachie Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,696 (-5.24%) Land $100,000 Building $328,696	$428,696 (-7.6%) Land $100,000 Building $328,696
2025	$7,676.00 (+3.69%) Homeowner's exemption	$452,398 (-12.48%) Land $85,000 Building $378,977	$463,977 (-10.24%) Land $85,000 Building $378,977
2024	$7,403.00 (+10.38%)
2023	$6,707.00	$516,907 Land $85,000 Building $431,907	$516,907 Land $85,000 Building $431,907

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WAXAHACHIE serves 50,814 people · EPA ID TX0700008
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
fiberfly Fixed Wireless	100 / 30

May also be available: Rise Broadband, T-Mobile, Verizon.

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