440 Steuben Ave, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 440 Steuben Ave, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,744 sqft · built 1972
Lot Size	0.483 acres (21,053 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Oct 2013)
Tax Bill	$7,609 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01631-05-00034`

Property Details

APN / Parcel Number

Primary APN	`13-01631-05-00034`
Alternative APNs	`1301631000500034` `00116445`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,744 sqft Living Area
1st Floor Area	1,744 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	21,053 sqft (0.483 acres)
Garage Type	Attached
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00116445
Street Address	440 STEUBEN AVE
City	FORKED RIVER
State	NJ
Zip	08731-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	IRREG
Legal Subdivision	CRANBERRY HILL SEC 04 FINAL MA
Legal Block	1631
Legal Lot Number	34
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	2
Census Block	2006
Census Tract	732001

Owner

Source: Ocean County and Lacey Township records · APN 13-01631-05-00034

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	440 STEUBEN AVE, FORKED RIVER, NJ 08731-1636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2013 · Amount on Record
Deed Sale	Oct 28, 2013 · Amount on Record
Prior Sale	Nov 30, 2011 · Amount on Record
Deed Document Number	2013115747
Deed Book / Page	15673 / 22
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	440 STEUBEN AVE, FORKED RIVER, NJ 08731-1636
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0167911073
Date	Jul 06, 2017
Book Page	16791/1073
Instrument	2017068374

Lender

Name	AMERICAN FEDERAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 01, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ocean County and Lacey Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,200 (-) Land $114,000 Building $164,200	$278,200 (-) Land $114,000 Building $164,200
2025	$7,609.00 (+7.94%)	$278,200 (-) Land $114,000 Building $164,200	$278,200 (-) Land $114,000 Building $164,200
2024	$7,049.00 (+11.98%)
2023		$278,200 Land $114,000 Building $164,200	$278,200 Land $114,000 Building $164,200
2022	$6,295.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2006 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 208 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LACEY TWP MUA serves 29,000 people
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.