Ocean County and Lacey Township property record for 439 Steuben Ave, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,316 sqft · built 1984 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Apr 2003) |
| Tax Bill | $9,726 (2025) |
| Deeds & Mortgages | Aug 2021 Second Mortgage Apr 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01631-06-00003 |
| Primary APN | 13-01631-06-00003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,316 sqft Living Area |
| Gross Area | 3,608 sqft |
| Basement Area | 1,292 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 00170580 |
|---|---|
| Street Address | 439 STEUBEN AVE |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-1635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Description | 100 X 150 |
| Legal Subdivision | CRANBERRY HILL SEC 04 FINAL MA |
| Legal Block | 1631 |
| Legal Lot Number | 3 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 732001 |
Source: Ocean County and Lacey Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 439 STEUBEN AVE, FORKED RIVER, NJ 08731-1635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UTILITIES EMPLOYEES CU |
| Apr 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UTILITIES CU |
| Jun 26, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNILEVER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2003 · Amount on Record |
| Deed Sale | Apr 14, 2003 · Amount on Record |
| Deed Book / Page | 11347 / 1304 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 439 STEUBEN AVE, FORKED RIVER, NJ 08731-1635 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0186191877 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 18619/1877 |
| Instrument | 2021116161 |
| Name | UTILITIES EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | READING, PA 19610 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 8, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 439 STEUBEN AVE, FORKED RIVER, NJ 08731-1635 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0167140556 |
|---|---|
| Date | Apr 19, 2017 |
| Book Page | 16714/556 |
| Instrument | 2017040122 |
| Name | UTILITIES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 21, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 439 STEUBEN AVE, FORKED RIVER, NJ 08731-1635 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0179400051 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 17940/51 |
| Instrument | 2020065253 |
| Name | UNILEVER FCU |
|---|---|
| Type | Credit Union |
| Address | READING, PA 19610 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 13, 2030 |
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $355,600 (-) Land $108,000 Building $247,600 | $355,600 (-) Land $108,000 Building $247,600 | |
| 2025 | $9,726.00 (+7.95%) | $355,600 (+1.28%) Land $108,000 Building $247,600 | $355,600 (+1.28%) Land $108,000 Building $247,600 |
| 2024 | $9,010.00 (+13.4%) | ||
| 2023 | $351,100 Land $108,000 Building $243,100 | $351,100 Land $108,000 Building $243,100 | |
| 2022 | $7,945.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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