440 Spring Valley Rd, Seneca, SC 29678 Property Records

Oconee County property record for 440 Spring Valley Rd, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 2008
Lot Size	0.53 acres (23,087 sqft)
Owner	Company Name on Record
Tax Bill	$1,566 (2025)
Deeds & Mortgages	Feb 2026 Transfer May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`270-00-01-014`

Property Details

APN / Parcel Number

Primary APN	`270-00-01-014`
Alternative APN	`36026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
Basement Area	1,344 sqft
Finished Basement	1 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Material	Shingle
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	206 ft deep x 116 ft wide
Garage Type	Detached
Garage Area	1,024 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	36026
Old Parcel Number	270 00 01 014
Street Address	440 SPRING VALLEY RD
City	SENECA
State	SC
Zip	29678-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 8 & 5 (0.53 AC)
Legal Subdivision	LOIS FOWLER
Legal Block	1
Legal Lot Number	5,8 5
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3024
Census Tract	30702

Owner

Source: Oconee County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	440 SPRING VALLEY RD, SENECA, SC 29678-1934
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Intrafamily Transfer, Transfer
May 31, 2017	Deed of Trust, Mortgage · Line of Credit SC ST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Nov 12, 2010
Last Transfer Date	Feb 23, 2026
Transfer Doc	0000010504
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCONEE SC
Recording Date	Feb 23, 2026
Property Address	440 SPRING VALLEY RD, SENECA, SC 29678-1934
Document Number	0000010504
Book / Page	3342 / 204
Map Reference	MB A498 PG 6
Instrument Date	Jan 30, 2026
Instrument	10504
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	440 SPRING VALLEY RD, SENECA, SC 29678-1934

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	440 SPRING VALLEY RD, SENECA, SC 29678-1934
Document Number	0000015311
Book / Page	003616 / 000168
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 SPRING VALLEY RD SENECA SC 296781934, SENECA, SC 29678-1934

Mortgage

Document Number	0000015311
Date	Jun 9, 2017
Book Page	003616/000168
Instrument	15311

Lender

Name	SC ST CU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 8, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,566.00	$14,250 (-) Land $4,176 Building $10,074	$356,245 (-) Land $104,400 Building $251,845
2023		$14,250 Land $4,176 Building $10,074	$356,245 Land $104,400 Building $251,845

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VIEW AT THE PIER THE private · serves 864 people · EPA ID SC3770300
Water Source	Purchased surface water from CITY OF SENECA
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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