398 Spring Valley Rd, Seneca, SC 29678 Property Records

Oconee County property record for 398 Spring Valley Rd, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,912 sqft · built 2003
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Jun 2014)
Tax Bill	$1,657 (2025)
Deeds & Mortgages	Sep 2022 Sale Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`270-00-01-019`

Property Details

APN / Parcel Number

Primary APN	`270-00-01-019`
Alternative APN	`36029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,912 sqft Living Area
1st Floor Area	1,912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	51,401 sqft (1.18 acres)
Lot Dimensions	48.2 ft deep x 11.5 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	36029
Street Address	398 SPRING VALLEY RD
City	SENECA
State	SC
Zip	29678-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2(1.175ACS)
Legal Subdivision	CONTAINING 1
Legal Block	1
Legal Lot Number	2
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3024
Census Tract	30702

Owner

398 Spring Valley Rd is owned and occupied by two individuals who bought it in June 2014.

Source: Oconee County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	398 SPRING VALLEY RD, SENECA, SC 29678-1933
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Deed, Transfer
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 2, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2014 · Amount on File
Deed Sale	Jun 30, 2014 · Amount on File
Deed Document Number	201413606
Deed Book / Page	2038 / 11
Prior Transfer Date	Jan 27, 2009
Prior Transfer Doc	0000009071
Record Updated	Jun 8, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Sep 29, 2022
Property Address	398 SPRING VALLEY RD, SENECA, SC 29678-1933
Document Number	0000004804
Book / Page	2861 / 200
Map Reference	MB P38 PG 47
Instrument Date	Sep 27, 2022
Instrument	4804
Transaction Type	Transfer
Record Updated	Oct 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CINDY LN, CAPITOL HEIGHTS, MD 20743-2710

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	398 SPRING VALLEY RD, SENECA, SC 29678-1933
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012545
Date	Feb 8, 2022
Book Page	4286/345
Instrument	12545

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	398 SPRING VALLEY RD, SENECA, SC 29678-1933
Document Number	0039700127
Instrument Date	May 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	398 SPRING VALLEY RD SENECA SC 296781933, SENECA, SC 29678-1933

Mortgage

Document Number	0039700127
Date	Jun 3, 2020
Book Page	003970/000127

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 398 Spring Valley Rd was $1,657.

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,657.00	$12,961 Land $3,852 Building $9,109	$324,014 Land $96,300 Building $227,714
2023		$12,961 Land $3,852 Building $9,109	$324,014 Land $96,300 Building $227,714

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 398 Spring Valley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 398 Spring Valley Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VIEW AT THE PIER THE private · serves 864 people · EPA ID SC3770300
Water Source	Purchased surface water from CITY OF SENECA
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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