440 Sears Blf, Eclectic, AL 36024 Property Records

Elmore County property record for 440 Sears Blf, Eclectic, AL 36024

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,020 sqft · built 2007
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Feb 2022)
Tax Bill	$3,455 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-02-10-0-004-032.000`

Property Details

APN / Parcel Number

Primary APN	`06-02-10-0-004-032.000`
Alternative APN	`135990`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,020 sqft Living Area
1st Floor Area	1,790 sqft
2nd Floor Area	1,230 sqft
Upper Floors Area	672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2011
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	33,541 sqft (0.77 acres)

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	256 sqft
Patio Area	630 sqft
Utility Building	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	440 SEARS BLF
City	ECLECTIC
State	AL
Zip	36024-2912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT L-273 LITTLE KOWALIGA CREEK ADD PLAT #5 PB 10 PG 36-D
Legal Range	20E
Legal Township	20N
Legal Section	10
Legal Subdivision	LITTLE KOWALIGA CREEK ADD
Legal Lot Number	L-273
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	2
Census Block	2052
Census Tract	30300

Owner

Source: Elmore County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	440 SEARS BLF, ECLECTIC, AL 36024-2912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit RIVER BANK & TRUST
Aug 25, 2023	Deed of Trust, Mortgage · Commercial Mortgage RIVER BANK & TRUST
Feb 23, 2022	Warranty Deed, Transfer · Line of Credit RIVER BANK & TRUST
Jun 27, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2022 · Amount on Record
Deed Sale	Feb 23, 2022 · Amount on Record
Prior Sale	Jun 27, 2019 · Amount on Record
Prior Transfer Date	Jun 24, 2019
Prior Transfer Doc	2019/31929
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	440 SEARS BLF, ECLECTIC, AL 36024-2912
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 SEARS BLF, ECLECTIC, AL 36024-2912

Mortgage

Document Number	2022/66772
Date	Nov 14, 2022
Book Page	2022/66772

Lender

Name	RIVER BANK & TRUST
Type	Bank
Address	MONTGOMERY, AL 36117

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	440 SEARS BLF, ECLECTIC, AL 36024-2912
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 SEARS BLF, ECLECTIC, AL 36024-2912

Mortgage

Document Number	2023/38507
Date	Aug 25, 2023
Book Page	2023/38507

Lender

Name	RIVER BANK & TRUST
Type	Bank
Address	MONTGOMERY, AL 36117

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Feb 23, 2022
Property Address	440 SEARS BLF, ECLECTIC, AL 36024-2912
Document Number	2022/12197
Book / Page	2022 / 12197
Map Reference	MB 10 PG 36A-36E
Instrument Date	Feb 23, 2022
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 TECUMSEH CT, MONTGOMERY, AL 36117-4175

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	440 SEARS BLF, ECLECTIC, AL 36024-2912

Mortgage

Document Number	0202212199
Date	Feb 23, 2022
Instrument	2022/12199

Lender

Name	RIVER BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Jun 27, 2019
Property Address	440 SEARS BLF, ECLECTIC, AL 36024-2912
Document Number	2019/31929
Book / Page	2019 / 31929
Map Reference	MB 10 PG 36A-36E
Instrument Date	Jun 24, 2019
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	307 TECUMSEH CT, MONTGOMERY, AL 36117-4175

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,455.00 (+38.37%)	$137,920 (+38.47%)	$1,379,550 (+38.47%) Land $357,290 Building $1,022,260
2024	$2,497.00 (+31.63%)	$99,600 (+31.71%)	$996,270 (+31.75%) Land $357,290 Building $638,980
2023	$1,897.00 (+23.66%)	$75,618 (+27.41%) Land $35,729 Building $39,889	$756,180 (+27.41%) Land $357,290 Building $398,890
2022	$1,534.00	$59,350 Land $34,688 Building $24,662	$593,500 Land $346,880 Building $246,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	10,000 / 10,000

May also be available: Central Access.

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