Elmore County property record for 431 Sears Blf, Eclectic, AL 36024 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,561 sqft · built 2004 |
| Lot Size | 0.689 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,555 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-02-10-0-004-030.000 |
| Primary APN | 06-02-10-0-004-030.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,561 sqft Living Area |
| 1st Floor Area | 2,205 sqft |
| Basement Area | 594 sqft |
| Finished Basement | 594 sqft |
| Flooring | Other |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 30,056 sqft (0.689 acres) |
| Terrain | Other |
| Garage Type | Carport |
| Garage Area | 484 sqft |
| Carport | Carport |
| Carport Area | 1,456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 784 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 584790 |
|---|---|
| Old Parcel Number | 0602100004030000 |
| Street Address | 431 SEARS BLF |
| City | ECLECTIC |
| State | AL |
| Zip | 36024-2915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT L-271 LITTLE KOWALIGA CREEK ADD PLAT #5 PB 10 PG 36-D |
| Legal Range | 20E |
| Legal Township | 20N |
| Legal Section | 10 |
| Legal Subdivision | LITTLE KOWALIGA CREEK ADD |
| Legal Lot Number | L-271 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | ECLECTIC |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 30300 |
Source: Elmore County records · APN 06-02-10-0-004-030.000
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 SEARS BLF, ECLECTIC, AL 36024-2915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Aug 18, 2023 | Deed of Trust, Mortgage · Line of Credit MAX CU |
| Jun 03, 2024 | Deed of Trust, Mortgage · Line of Credit MAX CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 431 SEARS BLF, ECLECTIC, AL 36024-2915 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 431 SEARS BLF, ECLECTIC, AL 36024-2915 |
| Document Number | 2021/24186 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 2021/24186 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 431 SEARS BLF, ECLECTIC, AL 36024-2915 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2023/37042 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | 2023/37042 |
| Name | MAX CU |
|---|---|
| Type | Credit Union |
| Address | 24404 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 17, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 431 SEARS BLF, ECLECTIC, AL 36024-2915 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2024/27457 |
|---|---|
| Date | Jun 03, 2024 |
| Book Page | 2024/27457 |
| Name | MAX CU |
|---|---|
| Type | Credit Union |
| Address | MONTGOMERY, AL 36117 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 02, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Elmore County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Unified School District | Elmore County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,555.00 (+6.99%) | $101,920 (+6.99%) | $1,298,290 (+36.32%) Land $346,300 Building $951,990 |
| 2024 | $2,388.00 (-0.75%) | $95,260 (-0.74%) | $952,390 (-0.76%) Land $346,300 Building $606,090 |
| 2023 | $2,406.00 (+35.7%) | $95,969 (+35.81%) Land $34,630 Building $61,339 | $959,690 (+35.81%) Land $346,300 Building $613,390 |
| 2022 | $1,773.00 | $70,665 Land $33,621 Building $37,044 | $706,650 Land $336,210 Building $370,440 |
Source: FEMA National Flood Hazard Layer, Elmore County (01051C), updated February 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010510303002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Telapex | Fiber | 10,000 / 10,000 |
| Telapex | Cable | 300 / 40 |
May also be available at this address: Central Access. Availability varies by address; speeds are provider-advertised maximums, not measured.
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