San Diego County property record for 440 S Nardo Ave, Solana Beach, CA 92075
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,457 sqft · built 1964 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,700,000 (Jan 2018) |
| Tax Bill | $20,943 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 298-084-16-00 |
| Primary APN | 298-084-16-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,457 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 20,000 sqft (0.459 acres) |
| View / Lot | Good |
| Old Parcel Number | 2981220700 |
|---|---|
| Street Address | 440 S NARDO AVE |
| City | SOLANA BEACH |
| State | CA |
| Zip | 92075-2027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LRc |
| Legal Description | BLK 1 LOT 3 DOC77-7497 IN SWQ OF NEQ SEC 2-14-4W&IN TR 001749 |
| Legal Range | 04W |
| Legal Township | 14 |
| Legal Section | 02 |
| Legal Subdivision | SOLANA BEACH |
| Legal Tract | 001749 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 17307 |
440 S Nardo Ave is owned by a company that bought it in January 2018.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 440 S NARDO AVE, SOLANA BEACH, CA 92075-2027 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · SBA Mortgage ZB NA |
| Aug 19, 2019 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA BK&TR |
| Jan 29, 2018 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2018 · Amount on File |
| Deed Sale | Jan 29, 2018 · Amount on File |
| Prior Sale | Aug 24, 2012 · Amount on File |
| Deed Document Number | 201835836 |
| Prior Transfer Date | Aug 22, 2012 |
| Prior Transfer Doc | 0000507508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 440 S NARDO AVE, SOLANA BEACH, CA 92075-2027 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Title Company | TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 440 S NARDO AVE, SOLANA BEACH, CA 92075-2027 |
| Document Number | 0000093132 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 2021-0093132 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | SACRAMENTO, CA 95833 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 440 S NARDO AVE, SOLANA BEACH, CA 92075-2027 |
| Document Number | 0000394814 |
| Instrument Date | Aug 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2019 |
| Title Company | ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 440 S NARDO AVE SOLANA BEACH CA 920752027, SOLANA BEACH, CA 92075-2027 |
| Document Number | 0000394814 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 394814 |
| Name | CALIFORNIA BK&TR |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 29, 2018 |
| Property Address | 440 S NARDO AVE, SOLANA BEACH, CA 92075-2027 |
| Document Number | 0000035836 |
| Map Reference | MAP 1749 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 2018-0035836 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 440 S NARDO AVE, SOLANA BEACH, CA 92075-2027 |
| Document Number | 0000035837 |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | 2018-0035837 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
The 2025 property tax bill for 440 S Nardo Ave was $20,943.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Solana Beach City |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Elementary School District | Solana Beach Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,092,990 (+6.82%) Land $1,682,847 Building $410,143 | |
| 2025 | $20,943.00 | $1,959,304 Land $1,649,850 Building $309,454 |
| 2023 | $19,842.00 (+1.6%) | $1,859,194 Land $1,585,785 Building $273,409 |
| 2022 | $19,529.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 440 S Nardo Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 440 S Nardo Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA FE I.D. serves 21,539 people · EPA ID CA3710023 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FiberFirst Fiber | 5,000 / 5,000 |
| Ting Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Cox Communications, GeoLinks.
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