436 S Nardo Ave, Solana Beach, CA 92075 Property Records

San Diego County property record for 436 S Nardo Ave, Solana Beach, CA 92075

Property Summary

Property TypeDuplex
Details2 bd · 1 ba · 924 sqft · built 1926
Lot Size0.284 acres (12,360 sqft)
OwnerCompany Name on File
Tax Bill$951 (2025)
Deeds & MortgagesApr 2022 Reverse Mortgage
Feb 2021 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN298-084-07-00

Property Details

APN / Parcel Number

Primary APN298-084-07-00
Alternative APN
  • 2980812100

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Units2 Units
Stories1 Story
Building Area924 sqft Living Area

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleContemporary
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area12,360 sqft (0.284 acres)
View / LotGood
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number2980812100
Street Address436 S NARDO AVE
CitySOLANA BEACH
StateCA
Zip92075-2027
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeLRc
Legal DescriptionBLK 1 LOT 3 W 200 FT OF N 60 FT OF TR 001749
Legal SubdivisionSOLANA BEACH
Legal Tract001749
Legal Block1
Legal Lot Number3
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract17307

Owner

436 S Nardo Ave, a duplex, is owned by a company that acquired it in January 2013 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address436 S NARDO AVE, SOLANA BEACH, CA 92075-2027
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2022Deed of Trust, Mortgage · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC
Feb 26, 2021Deed of Trust, Mortgage · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 10, 2013
Transfer Doc0000020661
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address436 S NARDO AVE, SOLANA BEACH, CA 92075-2027
Transaction TypeMortgage
Record UpdatedMay 4, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address436 S NARDO AVE, SOLANA BEACH, CA 92075-2027

Mortgage

Document Number0000182066
DateApr 26, 2022
Instrument2022-0182066
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeReverse Mortgage Lender
AddressBLOOMFIELD, NJ 07003
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address436 S NARDO AVE, SOLANA BEACH, CA 92075-2027
Transaction TypeMortgage
Record UpdatedMar 10, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address436 S NARDO AVE, SOLANA BEACH, CA 92075-2027

Mortgage

Document Number0000154660
DateFeb 26, 2021
Instrument2021-0154660
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeReverse Mortgage Lender
AddressBLOOMFIELD, NJ 07003
Agreement
TypeReverse Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 436 S Nardo Ave was $951 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySolana Beach City
Secondary School DistrictSan Dieguito Union High School District (07 - 12)
Elementary School DistrictSolana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$72,443 (+2%) Land $24,943 Building $47,500
2025$951.00 Homeowner's exemption$71,023 Land $24,454 Building $46,569
2023$911.00 (+1.9%) Homeowner's exemption$68,266 Land $23,505 Building $44,761
2022$894.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 436 S Nardo Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 436 S Nardo Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA FE I.D.
serves 21,539 people · EPA ID CA3710023
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FiberFirst
Fiber
5,000 / 5,000
Ting
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Cox Communications, GeoLinks.

Nearby Properties on S Nardo Ave

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