Mesa County property record for 440 Rust Ct, Grand Junction, CO 81507 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,109 sqft · built 1998 |
| Lot Size | 0.38 acres (16,556 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $421,000 (Nov 2018) |
| Tax Bill | $2,806 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Sep 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2947-261-09-004 |
| Primary APN | 2947-261-09-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,109 sqft Living Area |
| Gross Area | 2,740 sqft |
| 1st Floor Area | 2,109 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,556 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 631 sqft |
| Porch | Slab |
| Porch Area | 75 sqft |
| Patio Area | 413 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R074595 |
|---|---|
| Street Address | 440 RUST CT |
| City | GRAND JUNCTION |
| State | CO |
| Zip | 81507-2592 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK 1 RUST SUBDIVISION SEC 26 11S 101W |
| Legal Range | 101 |
| Legal Township | 11S |
| Legal Section | 26 |
| Legal Subdivision | RUST SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | MESA CO |
| Township / Civil Division | GRAND JUNCTION |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 1404 |
Source: Mesa County records · APN 2947-261-09-004
Assessment roll updated April 8, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 RUST CT, GRAND JUNCTION, CO 81507-2592 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 05, 2023 | Deed of Trust, Mortgage · Line of Credit ZB NA |
| Sep 07, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Nov 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNIVERSAL LENDING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 26, 2018 · Amount on Record |
| Deed Sale | Nov 26, 2018 · Amount on Record |
| Prior Sale | May 04, 2006 · Amount on Record |
| Deed Document Number | 20182862367 |
| Prior Transfer Date | Apr 27, 2000 |
| Prior Transfer Doc | 0001948448 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 440 RUST CT, GRAND JUNCTION, CO 81507-2592 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 440 RUST CT, GRAND JUNCTION, CO 81507-2592 |
| Document Number | 0003065637 |
|---|---|
| Date | Jun 05, 2023 |
| Instrument | 3065637 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | GRAND JUNCTION, CO 81505 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 09, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 440 RUST CT, GRAND JUNCTION, CO 81507-2592 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0002853806 |
|---|---|
| Date | Sep 07, 2018 |
| Instrument | 2853806 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 20, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 440 RUST CT, GRAND JUNCTION, CO 81507-2592 |
| Document Number | 0002934692 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 440 RUST CT GRAND JUNCTION CO 815072592, GRAND JUNCTION, CO 81507-2592 |
| Document Number | 0002934692 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 2934692 |
| Name | PENNYMAC |
|---|---|
| Address | HIDDEN VALLEY, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 26, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Nov 26, 2018 |
| Property Address | 440 RUST CT, GRAND JUNCTION, CO 81507-2592 |
| Document Number | 0002862367 |
| Instrument Date | Nov 21, 2018 |
| Instrument | 2862367 |
| Transaction Type | Transfer |
| Record Updated | Mar 01, 2022 |
| Title Company | HERITAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 440 RUST CT, GRAND JUNCTION, CO 81507-2592 |
| Document Number | 0002862368 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 2862368 |
| Name | UNIVERSAL LENDING CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2033 |
Source: Mesa County records · Assessment roll updated April 8, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,806.00 (+6.05%) | $38,740 (+3.94%) Land $13,130 Building $25,610 | $619,800 (+11.43%) Land $210,000 Building $409,800 |
| 2024 | $2,646.00 (+0.49%) | $37,270 (-) Land $12,500 Building $24,770 | |
| 2023 | $2,633.00 (+18.44%) | $37,270 (+20.34%) Land $12,500 Building $24,770 | $556,230 (+24.8%) Land $186,550 Building $369,680 |
| 2022 | $2,223.00 | $30,970 Land $6,600 Building $24,370 | |
| 2021 | $445,690 Land $95,000 Building $350,690 |
Source: FEMA National Flood Hazard Layer, Mesa County (08077C), updated January 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 43% of the US · above 25% of Colorado |
|---|---|
| Wildfire Likelihood | About 1 in 1,923 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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