Mesa County property record for 438 Rust Ct, Grand Junction, CO 81507
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,218 sqft · built 1998 |
| Lot Size | 0.266 acres (11,598 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Apr 2021) |
| Tax Bill | $2,723 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2947-261-09-003 |
| Primary APN | 2947-261-09-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,218 sqft Living Area |
| Gross Area | 2,900 sqft |
| 1st Floor Area | 2,218 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,598 sqft (0.266 acres) |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Porch | Slab |
| Porch Area | 180 sqft |
| Patio Area | 87 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R074594 |
|---|---|
| Street Address | 438 RUST CT |
| City | GRAND JUNCTION |
| State | CO |
| Zip | 81507-2592 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 1 RUST SUBDIVISION SEC 26 11S 101W |
| Legal Range | 101 |
| Legal Township | 11S |
| Legal Section | 26 |
| Legal Subdivision | RUST SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | MESA CO |
| Township / Civil Division | GRAND JUNCTION |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 1404 |
Source: Mesa County records · APN 2947-261-09-003
Assessment roll updated April 8, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 438 RUST CT, GRAND JUNCTION, CO 81507-2592 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 11, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO |
| Sep 02, 2020 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 26, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| May 05, 2017 | Warranty Deed, Transfer · VA Mortgage UNIFIRST MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 26, 2021 · Amount on Record |
| Deed Sale | Apr 26, 2021 · Amount on Record |
| Prior Sale | May 05, 2017 · Amount on Record |
| Deed Document Number | 20212978288 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Apr 01, 2026 |
| Property Address | 438 RUST CT, GRAND JUNCTION, CO 81507-2592 |
| Document Number | 0003154622 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20263154622 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 438 RUST CT, GRAND JUNCTION, CO 81507-2592 |
| Investor | Possibly a Property Investor |
| Document Number | 0003154622, |
|---|---|
| Date | Apr 01, 2026 |
| Instrument | 20263154622 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 438 RUST CT, GRAND JUNCTION, CO 81507-2592 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002970620 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 2970620 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | GRAND JUNCTION, CO 81501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 05, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 438 RUST CT, GRAND JUNCTION, CO 81507-2592 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002940771 |
|---|---|
| Date | Sep 02, 2020 |
| Instrument | 2940771 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Apr 26, 2021 |
| Property Address | 438 RUST CT, GRAND JUNCTION, CO 81507-2592 |
| Document Number | 0002978288 |
| Instrument Date | Apr 25, 2021 |
| Instrument | 2978288 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 438 RUST CT, 438, GRAND JUNCTION, CO 81507-2592 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 438 RUST CT, GRAND JUNCTION, CO 81507-2592 |
| Document Number | 0002978289 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 2978289 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | May 05, 2017 |
| Property Address | 438 RUST CT, GRAND JUNCTION, CO 81507-2592 |
| Document Number | 0002798931 |
| Instrument Date | May 04, 2017 |
| Instrument | 2798931 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | FNTC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 438 RUST CT, GRAND JUNCTION, CO 81507-2592 |
| Document Number | 0002798933 |
|---|---|
| Date | May 05, 2017 |
| Instrument | 2798933 |
| Name | UNIFIRST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: Mesa County records · Assessment roll updated April 8, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,723.00 (+6.28%) | $37,600 (+4.18%) Land $13,130 Building $24,470 | $601,490 (+11.64%) Land $210,000 Building $391,490 |
| 2024 | $2,562.00 (+0.51%) | $36,090 (-) Land $12,460 Building $23,630 | |
| 2023 | $2,549.00 (+18.89%) | $36,090 (+20.78%) Land $12,460 Building $23,630 | $538,770 (+25.32%) Land $186,010 Building $352,760 |
| 2022 | $2,144.00 | $29,880 Land $6,600 Building $23,280 | |
| 2021 | $429,900 Land $95,000 Building $334,900 |
Source: FEMA National Flood Hazard Layer as of January 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Moderate above 42% of the US · lower than 74% of Colorado |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 116 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | UTE WCD serves 92,580 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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