440 River Dr, Hadley, MA 01035 Property Records

Hampshire County and Hadley Town property record for 440 River Dr, Hadley, MA 01035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,248 sqft · built 1996
Lot Size	0.809 acres (35,227 sqft)
Owner	Individual Name on File
Tax Bill	$6,381 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
APN	`HADL M:0013 B:0003A L:0000`

Property Details

APN / Parcel Number

Primary APN	`HADL M:0013 B:0003A L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,248 sqft Living Area
Gross Area	6,464 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,227 sqft (0.809 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	440 RIVER DR
City	HADLEY
State	MA
Zip	01035-9669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Subdivision	ERNEST & LYNDELL DAY NUTTELMAN
Legal Block	3A
Jurisdiction	HADLEY MA
Township / Civil Division	HADLEY
Census Block Group	3
Census Block	3006
Census Tract	821400

Owner

Source: Hampshire County and Hadley Town records · APN HADL M:0013 B:0003A L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	440 RIVER DR, HADLEY, MA 01035-9669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Recording Date	Jun 01, 2026
Property Address	440 RIVER DR, HADLEY, MA 01035-9669
Document Number	0015734-52
Book / Page	15734 / 52
Instrument Date	May 26, 2026
Instrument	20268243
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 RIVER DR, HADLEY, MA 01035-9669

Mortgage

Document Number	0000008243,
Date	Jun 01, 2026
Book Page	15734/52
Instrument	20268243

Lender

Name	FLORENCE BK

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Initial Type	Adjustable Rate
Type Change Date	Jun 01, 2036
Index	1-Year CMT
Margin	3
Max Rate	-1%

Tax Assessment & Valuation

Source: Hampshire County and Hadley Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Hadley Town
Unified School District	Hadley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,381.00 (+4.21%)	$548,700 (+2.06%) Land $131,900 Building $416,800	$563,445 (+4.38%)
2024	$6,123.00 (+4.61%)	$537,600 (+5.99%) Land $131,900 Building $405,700	$539,790
2023	$5,853.00	$507,200 Land $131,900 Building $375,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250158214003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Based on FCC filings for 20 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA1117002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HADLEY DPW WATER DIVISION serves 4,819 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.