438 River Dr, Hadley, MA 01035 Property Records

Hampshire County and Hadley Town property record for 438 River Dr, Hadley, MA 01035

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,232 sqft · built 1964
Lot Size	1.15 acres (50,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Feb 2018)
Tax Bill	$3,782 (2026)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
APN	`HADL M:0013 B:0004 L:0000`

Property Details

APN / Parcel Number

Primary APN	`HADL M:0013 B:0004 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	2,504 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,473 sqft (1.15 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	438 RIVER DR
City	HADLEY
State	MA
Zip	01035-9669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Block	4
Jurisdiction	HADLEY MA
Township / Civil Division	HADLEY
Census Block Group	3
Census Block	3006
Census Tract	821400

Owner

Source: Hampshire County and Hadley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 WEST ST, HADLEY, MA 01035-9426
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2018 · Amount on Record
Deed Sale	Feb 28, 2018 · Amount on Record
Deed Book / Page	12890 / 50
Record Updated	Oct 29, 2026

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HADLEY MA
Recording Date	Feb 28, 2018
Property Address	438 RIVER DR, HADLEY, MA 01035-9669
Document Number	12890-50
Book / Page	12890 / 50
Instrument	3690
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.16
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 RIVER DR, HADLEY, MA 01035-9669

Mortgage

Document Number	128900060
Date	Feb 28, 2018
Instrument	12890/0060

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2048

Interest

Max Rate At Change	30.1%

Tax Assessment & Valuation

Source: Hampshire County and Hadley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Hadley Town
Unified School District	Hadley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,782.00 (+3.79%)	$330,000 (+5.33%) Land $147,400 Building $182,600	$406,063 (+3.32%)
2025	$3,644.00 (+4.83%)	$313,300 (+2.65%) Land $134,200 Building $179,100	$393,015 (+4.89%)
2024	$3,476.00 (+3.48%)	$305,200 (+4.84%) Land $134,200 Building $171,000	$374,680
2023	$3,359.00	$291,100 Land $134,200 Building $156,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HADLEY DPW WATER DIVISION serves 4,819 people · EPA ID MA1117002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35