Ellis County property record for 440 Pratt Rd, Red Oak, TX 75154 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3,293 sqft · built 1999 |
| Lot Size | 10 acres (436,733 sqft) |
| Owner | Individual Name on File |
| Last Sale | $433,500 (Jan 2019) |
| Tax Bill | $7,622 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jan 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R187869 |
| Primary APN | R187869 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 3,293 sqft Living Area |
| Gross Area | 4,297 sqft |
| 1st Floor Area | 2,565 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 436,733 sqft |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 9 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 511 sqft |
| Patio Area | 336 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 440 PRATT RD |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-5228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 702 E S MILLER 10.0260 ACRES |
| Legal Subdivision | E S MILLER |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | FERRIS |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 60103 |
Source: Ellis County records · APN R187869
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 440 PRATT RD, RED OAK, TX 75154-5228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 06, 2020 | Deed of Trust, Mortgage SOUTHWEST FNDG |
| Jan 07, 2019 | Warranty Deed, Transfer FIRST NAT'L BK/AMERICA |
| Nov 03, 2017 | Warranty Deed, Transfer INDEPENDENT BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 07, 2019 · Amount on Record |
| Deed Sale | Jan 07, 2019 · Amount on Record |
| Prior Sale | Nov 03, 2017 · Amount on Record |
| Deed Document Number | 2019509 |
| Prior Transfer Date | Jan 03, 2019 |
| Prior Transfer Doc | 0000000509 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 440 PRATT RD, RED OAK, TX 75154-5228 |
| Document Number | 0000028653 |
| Instrument Date | Aug 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 440 PRATT RD RED OAK TX 751545228, RED OAK, TX 75154-5228 |
| Document Number | 0000028653 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 28653 |
| Name | SOUTHWEST FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75240 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 16, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Jan 07, 2019 |
| Property Address | 440 PRATT RD, RED OAK, TX 75154-5228 |
| Document Number | 0000000509 |
| Instrument Date | Jan 03, 2019 |
| Instrument | 509 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 PRATT RD RED OAK TX 751545228, RED OAK, TX 75154-5228 |
| Document Number | 510 |
|---|---|
| Date | Jan 07, 2019 |
| Instrument | 510 |
| Name | FIRST NAT'L BK/AMERICA |
|---|---|
| Type | Bank |
| Address | EAST LANSING, MI 48823 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jan 06, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Nov 03, 2017 |
| Property Address | 440 PRATT RD, RED OAK, TX 75154-5228 |
| Document Number | 0000031589 |
| Instrument Date | Nov 01, 2017 |
| Instrument | 31589 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4614 GREEN MEADOW DR MCKINNEY TX 750707764, MCKINNEY, TX 75070-7764 |
| Document Number | 31590 |
|---|---|
| Date | Nov 03, 2017 |
| Instrument | 31590 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | MCKINNEY, TX 75069 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 02, 2047 |
| Document Number | 31591, |
|---|---|
| Date | Nov 03, 2017 |
| Instrument | 31591 |
| Name | INTERNATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | AUSTIN, TX 78758 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 02, 2032 |
Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Unified School District | Red Oak Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $699,252 (+1%) | $903,037 (-1.82%) Land $315,000 Building $588,037 | |
| 2025 | $7,622.00 (-29.41%) Homeowner's exemption | $635,684 (-15.77%) | $919,773 (-2.41%) Land $315,000 Building $604,773 |
| 2024 | $10,798.00 (+7.66%) | ||
| 2023 | $10,030.00 (+29.27%) Homeowner's exemption | $754,736 | $942,507 Land $330,000 Building $612,507 |
| 2018 | $7,759.00 |
Source: FEMA National Flood Hazard Layer, Ellis County (48139C), updated October 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481390601031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2018–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2022, rainfall accumulation |
| Wildfire Risk | Moderate above 47% of the US · above 21% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 1,639 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| JAB Wireless | Fiber | 1,000 / 200 |
| AMG Technology Investment Group | Fixed Wireless | 400 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| JAB Wireless | Fixed Wireless (licensed-by-rule) | 100 / 20 |
May also be available at this address: AT&T, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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