430 Pratt Rd, Red Oak, TX 75154 Property Records

Ellis County property record for 430 Pratt Rd, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,796 sqft · built 1984
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$412,400 (Apr 2026)
Tax Bill	$3,707 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R187871`

Property Details

APN / Parcel Number

Primary APN	`R187871`
Alternative APNs	`99070200001900111` `187871`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,796 sqft Living Area
Gross Area	1,840 sqft
1st Floor Area	1,268 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	575 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	204 sqft
Storage Building	187 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	430 PRATT RD
City	RED OAK
State	TX
Zip	75154-5228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	702 E S MILLER 1 ACRES
Legal Subdivision	E S MILLER
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	1
Census Block	1032
Census Tract	60103

Owner

Source: Ellis County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	430 PRATT RD, RED OAK, TX 75154-5228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 9, 2026 · Amount on Record
Deed Sale	Apr 9, 2026 · Amount on Record
Deed Document Number	202612061
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ELLIS TX
Recording Date	Apr 9, 2026
Property Address	430 PRATT RD, RED OAK, TX 75154-5228
Document Number	0000012061
Instrument Date	Apr 7, 2026
Instrument	202612061
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 PRATT RD, RED OAK, TX 75154-5228

Mortgage

Document Number	0000012062,
Date	Apr 9, 2026
Instrument	202612062

Lender

Name	SOUTHWEST FUNDING, L.P.

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

Mortgage

Document Number	0000012063,
Date	Apr 9, 2026
Instrument	202612063

Lender

Name	TEXAS STATE AFFORDABLE HSNG COMPANY

Agreement

Amount	Amount Recorded
Term	3 Months
Due	Apr 7, 2029

Interest

Rate	5.98%
Max Rate	-1%

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,870 (+1.12%) Land $125,000 Building $135,870	$260,870 (+1.12%) Land $125,000 Building $135,870
2025	$3,707.00 (-6.41%)	$257,969 (-8.93%) Land $125,000 Building $132,969	$257,969 (-8.93%) Land $125,000 Building $132,969
2024	$3,961.00 (+658.81%)
2023	$522.00 (-60.42%) Homeowner's exemption Senior Citizen's exemption	$283,267 Land $125,000 Building $158,267	$283,267 Land $125,000 Building $158,267
2018	$1,319.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2018–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
JAB Wireless Fiber · Fixed Wireless	1,000 / 200
AMG Technology Investment Group Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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