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434 Orchard Ridge Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 434 Orchard Ridge Rd, Kalispell, MT 59901

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,560 sqft · built 2018
Lot Size4.12 acres (179,467 sqft)
Owner2 Individual Names on Record
Tax Bill$7,922 (2026)
Deeds & MortgagesAug 2026 Sale
May 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNR0782407

Property Details

APN / Parcel Number

Primary APNR0782407
Alternative APNs
  • 07-3834-06-1-01-15-0000
  • 0000013745

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,560 sqft Living Area
1st Floor Area1,560 sqft
Basement Area940 sqft
Finished Basement940 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area179,467 sqft (4.12 acres)
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number0000013745
Street Address434 ORCHARD RIDGE RD
CityKALISPELL
StateMT
Zip59901-7565
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS06, T27 N, R21 W, ACRES 4.12, COS 18810 TR 3SB IN L2 (SELL W/3BC S6, 4AF 31-28-21), TR 3BC IN L2 (SELL W/3SBS6, 4AF
Legal Range21W
Legal Township27N
Legal Section06
Legal SubdivisionCERTIFICATE OF SURVEY NO 18810
Legal Tract2
JurisdictionFLATHEAD MT
Township / Civil DivisionKALISPELL
Census Block Group4
Census Block4019
Census Tract802

Owner

Source: Flathead County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address434 ORCHARD RIDGE RD, KALISPELL, MT 59901-7565
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2026Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN
May 26, 2022Warranty Deed, Transfer · Conventional Mortgage
GLACIER BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2026
Deed SaleAug 26, 2026
Prior SaleSep 26, 2013
Deed Document Number202619000
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLATHEAD MT
Recording DateAug 26, 2026
Property Address434 ORCHARD RIDGE RD, KALISPELL, MT 59901-7565
Document Number0000019000
Instrument DateAug 21, 2026
Instrument202619000
Transaction TypeTransfer
Record UpdatedSep 22, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 ORCHARD RIDGE RD, KALISPELL, MT 59901-7565

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLATHEAD MT
Recording DateMay 26, 2022
Property Address434 ORCHARD RIDGE RD, KALISPELL, MT 59901-7565
Document Number202200013588
Instrument DateMay 26, 2022
Instrument202200013588
Transaction TypeTransfer
Record UpdatedJun 6, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address114 BAY POINT DR, WHITEFISH, MT 59937-2148

Mortgage

Document Number202200013589
DateMay 26, 2022
Instrument202200013589
Lender
NameGLACIER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.25%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2032
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change9.25%
Index1-Year CMT
Margin3
Max Rate9.25%

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
Secondary School DistrictFlathead High School District (09 - 12)
Elementary School DistrictKalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,922.00 (+115.68%)$818,000 (-)
2025$3,673.00 (-34.79%)$818,000 (+24.32%)$818,000 (+24.32%) Land $240,496 Building $577,504
2023$5,633.00$658,000$658,000 Land $170,408 Building $487,592

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 41% of Montana
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
CenturyLink
DSL		40 / 3

May also be available: Bullitt Communications, Glacier Broadband, MontanaSky Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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