Franklin County property record for 440 Oak Point Dr, Moneta, VA 24121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,930 sqft · built 1990 |
| Lot Size | 0.653 acres (28,445 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,136 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 014 01-032 00 |
| Primary APN | 014 01-032 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,930 sqft Living Area |
| Gross Area | 3,771 sqft |
| 1st Floor Area | 1,858 sqft |
| Basement Area | 1,858 sqft |
| Finished Basement | 1,394 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 28,445 sqft (0.653 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront |
| Garage Area | 576 sqft |
| Driveway | Paver Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 317 sqft |
| Deck Area | 120 sqft |
| Patio Area | 176 sqft |
| Balcony Area | 72 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 2714 |
|---|---|
| Street Address | 440 OAK POINT DR |
| City | MONETA |
| State | VA |
| Zip | 24121-3132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RIVERBAY LOT 30 SECTION 2 |
| Legal Subdivision | RIVERBAY |
| Legal Lot Number | 30 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | GILLS CREEK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20104 |
440 Oak Point Dr, a single family home, is owned by an individual.
Source: Franklin County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10979 LIVE OAK CT, MIDLOTHIAN, VA 23113-3102 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 440 Oak Point Dr was $4,136.
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,136.00 | $961,900 Land $350,000 Building $611,900 | $961,900 Land $350,000 Building $611,900 |
| 2023 | $4,423.00 | $725,100 (-) Land $345,000 Building $380,100 | $725,100 (-) Land $345,000 Building $380,100 |
| 2022 | $725,100 Land $345,000 Building $380,100 | $725,100 Land $345,000 Building $380,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Oak Point Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 440 Oak Point Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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