Escambia County property record for 436 Nowak Rd, Cantonment, FL 32533
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,090 sqft · built 2019 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $309,000 (May 2019) |
| Tax Bill | $2,114 (2024) |
| Deeds & Mortgages | Feb 2026 Reverse Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-1N-31-2302-007-002 |
| Primary APN | 16-1N-31-2302-007-002 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,090 sqft Living Area |
| Gross Area | 3,552 sqft |
| 1st Floor Area | 3,090 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 114032280 |
|---|---|
| Street Address | 436 NOWAK RD |
| City | CANTONMENT |
| State | FL |
| Zip | 32533-1041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LT 7 BLK B GRAYSTONE ESTATES PHASE ONE PB 19 P 46/46A OR 8088 P 1122 |
| Legal Range | 31W |
| Legal Township | 01N |
| Legal Section | 16 |
| Legal Subdivision | GRAYSTONE ESTATES PHASE ONE |
| Legal Block | B |
| Legal Lot Number | 7 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | CANTONMENT |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 3700 |
436 Nowak Rd is owned and occupied by two individuals who bought it in May 2019.
Source: Escambia County records, as of March 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 436 NOWAK RD, CANTONMENT, FL 32533-1041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| May 2, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Jul 24, 2018 | Grant Deed, Transfer DHI TITLE/FL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2019 · Amount on File |
| Deed Sale | May 2, 2019 · Amount on File |
| Prior Sale | Apr 1, 2017 · Amount on File |
| Deed Document Number | 201938353 |
| Deed Book / Page | 8088 / 1122 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 436 NOWAK RD, CANTONMENT, FL 32533-1041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 436 NOWAK RD, CANTONMENT, FL 32533-1041 |
| Document Number | 0094421924 |
|---|---|
| Date | Feb 5, 2026 |
| Book Page | 9442/1924 |
| Instrument | 2026009728 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 967 Months |
| Due | Sep 4, 2106 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2026 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 10.5% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | May 2, 2019 |
| Property Address | 436 NOWAK RD, CANTONMENT, FL 32533-1041 |
| Document Number | 0080881122 |
| Book / Page | 8088 / 1122 |
| Map Reference | MB 19 PG 46&46A |
| Instrument Date | Apr 29, 2019 |
| Instrument | 2019038353 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,163.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 436 NOWAK RD, CANTONMENT, FL 32533-1041 |
| Document Number | 2019038354 |
|---|---|
| Date | May 2, 2019 |
| Instrument | 2019038354 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jul 24, 2018 |
| Property Address | 436 NOWAK RD, CANTONMENT, FL 32533-1041 |
| Document Number | 0079380435 |
| Book / Page | 007938 / 000435 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 58189 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2018 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,488.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 25366 PROFIT DR DAPHNE AL 365265126, DAPHNE, AL 36526-5126 |
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $328,186 | $426,149 Land $40,000 Building $386,149 | |
| 2024 | $2,114.00 (+1.1%) | ||
| 2023 | $2,091.00 (+3%) Homeowner's exemption Veteran's exemption | $309,648 (+3%) | $450,619 (+13.68%) Land $40,000 Building $410,619 |
| 2022 | $2,030.00 Homeowner's exemption Veteran's exemption | $300,630 | $396,397 Land $30,000 Building $366,397 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 436 Nowak Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 2 (2014–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 436 Nowak Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FARM HILL UTILITIES, INC. serves 10,346 people · EPA ID FL1170259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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